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Top 10 things Gen Z'ers should consider when choosing a bank or credit union.

Sep 13, 2023, 13:07 PM

As you begin on your financial journey, selecting the right bank or credit union becomes an important decision that impacts your financial well-being and achieving your goals.

At Metro Credit Union, we are committed to supporting young consumers throughout this journey, ensuring you make an informed and advantageous choice. Your financial prosperity is our priority, and we are dedicated to assisting you in making the best decision for your future.

Here are the top 10 things Gen Z consumers should consider when choosing a bank or credit union:

 

1. Technology and Mobile Apps: We know that younger generations are tech-savvy, and so are we! Look for a bank or credit union with a user-friendly online and a mobile banking app that lets you manage your money on the go. Check if they offer features like mobile check deposit, budgeting tools, and real-time notifications to stay in control of your finances. 

Metro Credit Union offers a user-friendly mobile app for convenient money management on the go. With 24/7 account management, access your finances anytime, anywhere, ensuring efficient and secure banking, even during weekends and late nights.

 

2. No Hidden Fees: Nobody likes surprises, especially when it comes to fees. Metro Credit Union believes in transparency, and that means no hidden charges. Look for a financial institution that offers straightforward fee structures and won’t charge you small fees or additional costs.

 

3. Community Involvement: At Metro Credit Union, we take pride in supporting our community. Consider choosing a bank or credit union that gives back and actively engages in community initiatives.

 

4. Online Banking Security: Security is a top priority at Metro Credit Union. When choosing a financial institution, make sure they use the latest security measures to protect your personal and financial information.

 

5. Interest Rates and Rewards: Growing your money is essential, so explore the interest rates offered on savings accounts and the benefits of rewards programs. Metro Credit Union offers better rates, lowest fees, and rewards to help your money work harder for you.

 

6. Customer Service: We believe in providing exceptional service to our members. Look for a bank or credit union with friendly, knowledgeable staff who are always ready to assist you with your financial needs. We are here to serve you, whether you prefer banking digitally, virtually, or in person, the choice is yours.

 

7. Financial Education: Money talk can be overwhelming, especially when you're just starting. Choose a financial institution that offers resources and tools to help you understand budgeting, saving, and managing your money better.

 

8. ATM Network: You're always on the move, and you need access to your money wherever you go. Check if the bank or credit union has a broad ATM network, so you won't have to stress about finding a fee-free ATM when you need cash.

No need to worry about banking hours as the machines are 24/7. Having a reliable ATM network in Omaha ensures you're in control of your finances and can focus on enjoying life to the fullest.

 

9. Account Options: Everyone's financial needs are different. Make sure the bank or credit union you choose offers a variety of financial services that cater to your specific requirements. Metro Credit Union is ready to serve you with personalized banking solutions, ensuring a strong and personal relationship with you.

 

10. Member Ownership: Being part of a member-owned credit union like Metro Credit Union means that we work for you. You're not just a customer; you're a valued member.

 

Build a Brighter Financial Future with Metro Credit Union

We understand that choosing a bank or credit union is a significant decision, and we hope these tips will help you make an informed choice. At Metro Credit Union, we're committed to empowering the next generation with the digital tools and support needed to achieve their financial goals. Join us on this exciting journey, and together, we'll build a brighter financial future!


If you have any questions or want to learn more about Metro Credit Union, don't hesitate to reach out. We are here to assist you every step of the way. Your Local Advantage.

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