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Is your family looking to update your backyard with a pool, patio or deck? Maybe you are outgrowing your living space and want to finish your basement. If you want to sell your home but your house needs updates before you can put it on the market, a HELOC might be a great fit for expanding your budget and maximizing your options.

The more you know about the home buying process, the more confident you will be in making the critical decisions that will shape your homeownership experience. Learn about VA Residual Income.

Have you been watching the Winter Olympics? To have strong finances is similar to training for the Olympics. Depending on your stage in life, you may be focused on getting your first car or house or assessing retirement. It is essential to take the time to budget and strengthen your financial muscles.

The more you know about the home buying process, the more confident you will be in making the critical decisions that will shape your home ownership experience. Several things happen behind the scenes when you buy a house. Learn about Title Insurance.

Let’s start the New Year off right! In honor of it being ’22, here are 22 things to know about Metro to keep you on track financially this year. We look forward to serving you and helping you reach your financial and life aspirations. Metro is Your Local Advantage.

The more you know about the home buying process, the more confident you will be in making the critical decisions that will shape your homeownership experience. In addition to paying closing costs, there are other expenses involved in buying or selling a home.

The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. The information provided will help you make the best decision in your home purchasing decisions.

The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. The information provided will help you make the best decision in your home purchasing decisions.

If you're a homeowner, mortgage refinancing might be worth considering — even if your mortgage is only a year old. In the following Save and Succeed example, Todd and Amy are interested in refinancing their home to save money. They have been researching mortgage refinance loans, but they have different goals: Todd wants to make lower monthly payments, while Amy wants to pay the house off quicker.

Is your family outgrowing your home, but you cannot afford to buy something bigger at this time? Maybe you are ready to sell, but your house needs some updates before you can put it on the market. A Home Equity Line of Credit HELOC might be a great fit for expanding your budget and maximizing your options.

Buying a home can be an adventure or an ordeal. People generally prefer homeownership over renting. When mortgage rates are low, and rent increases in big cities, buying a property would appear to be a much better option than renting. If you are considering the differences between buying vs renting a home, you should ask yourself the following questions...

You’ve purchased a home in your dream neighborhood and you're slowly but surely fixing it up to make it absolutely perfect. Perhaps you’re adding a deck, pool, or doing a kitchen remodel. All of these things can impact your budget, so how will you pay for them? Perhaps a home equity line of credit (HELOC) is a way to check some things off your list and make your home perfect.

Your credit score is a number that indicates the level of risk of default you represent to a creditor at a given moment in time. There are several scoring models, but most are based on the FICO Score, a credit score created by the Fair Isaac Corporation, which is used in most lending decisions. It ranges from a low score of 300, which represents an extremely high risk, to 850, representing an extremely low risk.

Metro Credit Union is doing everything possible to help you get through these challenging times. One way to cover projects, bills, and unexpected expenses is through your home’s equity. With our Home Equity Line of Credit you can borrow up to 90% of your home’s value with fixed rates as low as 1.99% for 60 months.

Choosing a Home Equity Loan should be easy.  You’ve got equity in your home.  Your credit is good.  You can afford the payment.  What’s the big deal?  The truth is, all Home Equity Loans are not the same, and some lenders advertise rates or terms that very few borrowers qualify for, only to switch you into higher rates or less favorable terms somewhere during the process.

Like many people, when you bought your house and got your mortgage loan, money might have been a little tight.  Not only did you have the new house payment (including the new property taxes), but you also had to buy new furniture, right?  But then, after a few years or maybe a new job, you started to have a little extra money and you’ve wondered whether it makes sense to pay extra toward your mortgage, or if you should invest the money.  It’s a good problem to have, but there isn’t one right answer for everyone.  It depends on you, your discipline, your risk tolerance, and your goals.

The term ‘mortgage’ is used pretty ubiquitously to refer to any loan for real estate. If you’re a first-time house buyer, you may not realize that the term is in fact rather general and describes a range of different categories of mortgage loan. Heading to a lender without knowing the difference between these various types of loans can result in you making the wrong decision, or just getting very confused. Read on  to learn the different types of home mortgage loans so you can keep up with all the jargon.

When most people want to save or invest their money, the first place they approach is a bank. Credit unions are becoming an increasingly popular alternative, and there are many reasons why credit unions might be better for both individual and business finances over heading straight to the bank. Here are a few of the main differences between credit unions and banks.

Did you know that mortgage rates are down considerably? If the current value of your home has increased it may make sense to refinance at a better rate, or refinance to consolidate debt or plan a home improvement project.

When you're in the market for a home loan, you know you can trust your credit union to provide a great rate, great service, and all with fewer and lower fees. Here are some things to consider when purchasing your new home with June being National Homeownership Month.