Metro Cu Blog

<p><img src="/images/default-source/blog-article-images/make-your-home-bloom-1.png?sfvrsn=bcbaa5aa_0" title="make-your-home-bloom-1" data-displaymode="Original" alt="" /><br /><br />&ldquo;April showers bring May flowers,&rdquo; is a saying heard frequently in springtime. You can make your house bloom with appeal this spring by using your home equity with the help of Metro Credit Union&rsquo;s&nbsp;<a href="/loans/heloc">Home Equity Line of Credit (HELOC) special</a>.</p><h3>Updating Your Home</h3><p>Is your family looking to update your backyard with a pool, patio, or deck? Maybe you are outgrowing your living space and want to finish your basement. If you want to sell your home but the house needs updates before you can put it on the market, a HELOC might be a great fit for expanding your budget and maximizing your options.</p><p>Since a home is the biggest asset that most people will ever own, the best ways to spend HELOC money are improvements to increase a home&rsquo;s value. In terms of adding value to the home, many people choose to invest in renovating existing rooms or adding more usable space.<br /><img src="/images/default-source/blog-article-images/make-your-home-bloom-2.png?sfvrsn=4b49283e_0" title="make-your-home-bloom-2" data-displaymode="Original" alt="" /></p><h3><strong>Home Equity Line of Credit</strong></h3><p><a href="/loans/heloc">HELOCs&nbsp;</a>are attractive to homeowners needing cash for spending or emergencies because they offer easy accessibility with the repayment flexibility of credit cards, but with annual percentage rates (APRs) that are half as high, potentially saving the borrower hundreds or thousands of dollars in interest charges over time. When home prices increase, homeowners may have more equity in their homes and are treated to more borrowing power through a HELOC. Visit&nbsp;<a href="/resources/financial-calculators/heloc-calculator">Metro&rsquo;s Home Equity Line of Credit calculator</a>.</p><p>Homeowners across the metro are smiling because they are getting their best rate ever on a Home Equity Line of Credit. Break out the spring projects and smiles!&nbsp;<a href="/loans/heloc">Apply today!</a></p><h2><strong>Metro Credit Union</strong></h2><p>With lower rates than other types of loans, a HELOC could be the key to helping you pay for a major expense without having to jeopardize your credit or rack up debt on high-rate credit cards. Understand more about a Home Equity Line of Credit through&nbsp; <a href="https://save-and-succeed.metrofcu.org/articles/understanding-second-mortgages" data-sf-ec-immutable="">Metro&rsquo;s FREE Save and Succeed financial</a>&nbsp;resource. To apply for a HELOC, simply fill out Metro&rsquo;s&nbsp;<a href="https://www.cmg.loanliner.com/loanrequest/presenter/c4c1403a-6ba8-43fa-ac2b-bbc7aeef25ae/1" data-sf-ec-immutable="">easy-to-use online application</a>&nbsp;and you will be on your way to feeling comfortable with your finances and achieving satisfaction with your home. </p>