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Certificates

If you’re looking for a higher return on your savings, a Metro Credit Union certificate may be your answer. Certificates can maximize your savings while ensuring your money remains safe with a guaranteed rate of return for the entire length of the term selected. With terms ranging from three months to five years and a minimum opening deposit of $500, Metro has a certificate that’s right for you.

Why Choose a Certificate from Metro Credit Union?

Guaranteed, Predictable Returns

Lock in your rate today and know exactly what you'll earn, regardless of what happens in the market. Even if interest rates drop, the rate on your certificate remains the same, making financial planning easier and more reliable.

Flexible Terms to Fit Your Timeline

Whether you can set aside money for 3 months or 5 years, we have certificate terms that match your goals. Not ready for a long commitment? Start with a shorter term and renew when it matures.

 Safety You Can Count On

Your certificate is NCUA insured up to $250,000, taking the worry out of your investment. It's one of the safest ways to earn higher returns on your savings.

Better Returns Than Savings

Since you're willing to commit your funds for a set period, we can offer you higher returns than traditional savings accounts.

 

You must already have an account with Metro to open a certificate. Click the button above to apply online for membership.

 

Already a member? You can open a certificate yourself in online banking.

Certificate Calculator

*Calculators are for general education only, not representative of Metro Credit Union offerings. Results are estimates based on user input and are not financial advice or guarantees. Consult a Metro Credit Union advisor for personalized advice. Metro Credit Union disclaims accuracy and liability for calculator use.

  • I've been with Metro for 23 years, starting when I worked for Nebraska Med. They've always worked with me through everything. I'm set for life with my credit union.
    Robert M.
  • I've been a member for over 20 years, starting when I worked at Clarkson Hospital. We've always found Metro's rates to be among the best in the area. When my kids were young, they loved the member appreciation events. Now my son and daughter-in-law are members too.
    Rachel W.
  • I first joined Metro in 1978 and was approved to buy my first home. In 1990, when the chance came to buy my neighbor's house, I was able to sell mine and get a new loan through Metro. As a single mom working at a grocery store, I never dreamed I'd qualify for a home loan. I'm still a member today, and I'm so grateful they trusted me. Member for 48 years.
    Regina H.
  • I joined Metro in 1986 while working as a chaplain at Midlands Hospital in Papillon. At the time, our paychecks were deposited directly at Metro, which meant no more picking up checks late or driving them to another bank. It was a game changer. In the years since, I've gotten car loans, set up online banking, and gotten help with Visa cards, all without hassle or extra costs. I've moved all over the country in the past 40 years, but I've always stayed with Metro.
    NJ D.
  • I've had a great experience that's allowed me to establish credit with my first auto loan. Thank you Metro for giving me this opportunity.
    Jessica A.
  • I joined in 1990 & always receive great service. Technology has evolved for increased convenience & loan rates are great!
    Ann T.
  • I have been with Metro Credit Union since 1996. I wouldn't change to any other bank. Very friendly people and their service is outstanding.
    Tammy F.
  • They make banking easy. The mobile app allows quick access to activity going on in my account, and their tellers are great with ensuring the security of my account.
    Katherine V.
  • I have had multiple loans with Metro Credit Union, and they have stood beside me throughout the six years that I have been banking with them
    Duane T.
  • I have been a member of Metro Credit Union for 40 years. I have gotten car loans and other loans. Some of my children are banking there as well. Friendly and knowledgeable personnel at all locations. Love my credit union!
    Louise G.

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Certificates

earn up to 4.20% APY

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Auto Loans

as low as 3.99% APR.

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