IRAs Can Shape Your Financial Future
Delve into the world of IRAs and how they can play a pivotal role in shaping your financial future.
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Top 10 things Gen Z'ers should consider when choosing a bank or credit union.
As you begin on your financial journey, selecting the right financial institution is important decision that impacts your financial well-being and achieving your goals. Here are the top 10 things you should consider when choosing a bank or credit union.
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Building and Maintaining a Healthy Credit Score in Your 20s
Exploring the importance of a good credit score, providing actionable steps to build credit responsibly and sharing essential tips to avoid common credit mistakes.
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THE DOs & DON'Ts OF ONLINE SHOPPING
Guide to Safe and Smart E-Commerce
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DIGITAL BANKING: The Future of Money Management for Gen Z
Digital banking provides many conveniences and real-time features for the modern age. Learn about the conveniences of seamless mobile banking, ITMs, digital wallets, security and more!
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SAVE AND SUCCEED, AND WIN!
It’s Financial Literacy Month, which is a great time to promote Save and Succeed, a free resource we offer to our members full of customized content to improve your financial literacy and wellbeing. You can also enter to win $500 from Save and Succeed! Read our latest blog to learn more and sign up today.
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Make Your Home Bloom This Spring with a HELOC
Is your family looking to update your backyard with a pool, patio or deck? Maybe you are outgrowing your living space and want to finish your basement. If you want to sell your home but your house needs updates before you can put it on the market, a HELOC might be a great fit for expanding your budget and maximizing your options.
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April is Financial Literacy Month: Save and Succeed
Financial Literacy Month in April is an entire month dedicated to creating awareness of the importance of financial literacy and teaching individuals how to build and maintain healthy financial habits. Metro Credit Union offers the free resource, Save and Succeed, which has mobile and desktop tools to help you make money decisions today while preparing for tomorrow.
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Mortgage Terms for Understanding: What is VA residual income?
The more you know about the home buying process, the more confident you will be in making the critical decisions that will shape your homeownership experience. Learn about VA Residual Income.
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Metro’s Checking Accounts Will Put a Smile On Your Face
Checking accounts not only provide a safe place to store your money, but they also offer the convenience of easy deposits and withdrawals. Whether you are looking for a true no-cost checking account or one with all the bells and whistles, Metro has you covered.
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Cybercriminals Tampering with QR Codes to Steal Victim Funds
The FBI issued an announcement to raise awareness of malicious Quick Response (QR) codes. Cybercriminals tamper with QR codes to redirect victims to malicious sites that steal login and financial information.
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Winter Olympics: Strengthen Your Finances
Have you been watching the Winter Olympics? To have strong finances is similar to training for the Olympics. Depending on your stage in life, you may be focused on getting your first car or house or assessing retirement. It is essential to take the time to budget and strengthen your financial muscles.
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What Are the Benefits of Digital Banking?
The use of technology in banking is beneficial for managing personal finances by tracking your spending whether through spending tracker apps, budgeting spreadsheets, or online banking tools. Having up-to-date information allows you to make informed decisions based on accurate personal financial information.
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Resolutions: Twenty-two things to try through Metro Credit Union in 2022
Let’s start the New Year off right! In honor of it being ’22, here are 22 things to know about Metro to keep you on track financially this year. We look forward to serving you and helping you reach your financial and life aspirations. Metro is Your Local Advantage.
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Financial Scams Continue to Rise
Financial scams cost consumers billions of dollars every year and Metro members are no exception. Annually, the number of members affected, and the dollars lost, continues to grow.
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New Law May Affect Your Financial Privacy - You Still Have Time to Prevent This
There may be a provision that allows the Federal Government access to your personal financial information. The provision would require all financial institutions to report your total deposits and withdrawals, above a specific threshold, to the Internal Revenue Service. People within the Administration and the leadership of the House and Senate are currently discussing adding this provision back to the larger bill, potentially with a higher threshold.
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Buying a Home vs Renting
Buying a home can be an adventure or an ordeal. People generally prefer homeownership over renting. When mortgage rates are low, and rent increases in big cities, buying a property would appear to be a much better option than renting. If you are considering the differences between buying vs renting a home, you should ask yourself the following questions...
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Home Improvement Loan: Good or Bad Idea?
Buying a home helps people feel a little more secure about their financial future. As the years pass and the mortgage decreases, a homeowner will own more and more of their home. The more home that is owned, the more equity is available.
Home equity is how much of your property you actually own. Thus, your home equity is how much of your property's value you've paid off. It can be calculated by looking at the house's current market value and subtracting the remaining balances of your home loan(s). This is an asset that can be borrowed against or cashed in when the home is sold.
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Home Equity: What Is It & How To Use It?
Metro Credit Union is doing everything possible to help you get through these challenging times.
One way to cover projects, bills, and unexpected expenses is through your home’s equity. With our Home Equity Line of Credit you can borrow up to 90% of your home’s value with fixed rates as low as 1.99% for 60 months.
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Choosing Metro Credit Union for Home Equity Loans
Choosing a Home Equity Loan should be easy. You’ve got equity in your home. Your credit is good. You can afford the payment. What’s the big deal? The truth is, all Home Equity Loans are not the same, and some lenders advertise rates or terms that very few borrowers qualify for, only to switch you into higher rates or less favorable terms somewhere during the process.
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