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Privacy Policy

WHAT DOES METRO CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?


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Policy Description

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:
• Name, address, Social Security Number, and income
• Account balances and payment history
• Credit history and credit scores
• When you are no longer our member, we continue to share your information as described in this notice. 

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Metro Credit Union chooses to share; and whether you can limit this sharing.



 REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

DOES METRO CREDIT UNION SHARE?

CAN YOU LIMIT THIS SHARING?

 
 For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders, and legal investigations, or report to credit bureaus.  checkmark  No
 For our marketing purposes—to offer our products and services to you  checkmark  No
 For joint marketing with other financial companies  checkmark  No
For our affiliates’ everyday business purposes—information about your transactions and experiences   No  We do not share
For our affiliates’ everyday business purposes—information about your creditworthiness   No  We do not share
 For our affiliates to market to you   No We do not share
 For non-affiliates to market to you   No We do not share 



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Privacy Policy FAQ

  • 1. Who is providing this notice?

  • 2. How does Metro Credit Union protect my personal information?

  • 3. How does Metro Credit Union collect my personal information?

  • 4. Why can't I limit all sharing?

Questions?

Call us at 800-301-8549 or visit us online at metrofcu.org

DEFINITIONS

 

AFFILIATES

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Metro Credit Union has no affiliates.
 

NON-AFFILIATES

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Metro Credit Union does not share with non-affiliates so they can market to you.
 

JOINT MARKETING

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Investment companies
  • Insurance companies 
  • Other financial service providers

Metro Credit Union- Your Local Advantage ®

Apply Now

If you are currently a Metro member, please select “Current Member Application” and log into our online banking platform.  If you are a non-member, please select “New Member Application” to apply.