Money Market Investment Account

A Metro Credit Union Money Market Account is a great way to put your savings to work for you. You’ll earn a rate of interest greater than a Regular Share Savings Account while still maintaining access to your cash! Opening a Money Market Account requires a minimum deposit of $2,500, and once your account balance reaches $10,000, you’ll earn an even higher rate of interest.

Current Rates

Low minimum opening balance

Minimum opening balance $2,500 Interest rate increases at $10,000 & $50,000
High Yield Money Market minimum deposit $50,000*


Maintain Cash Access

Make up to six outgoing transfers or withdrawals per month with no fee.* These transactions may be made in person, on the phone or online.  Transactions exceeding six in any given month are subject to account fees.


Insured Safe by NCUA

Your deposits are insured safe to $250,000 by the National Credit Union Administration, an agency of the U.S. Government


Account Fees & Parameters 

Smiley FaceLogo Falling below minimum monthly balance  $15.00
Smiley FaceLogo Transfers exceeding six per month  $5.00 each
Smiley FaceLogo NSF returned check  $28.00 each
Smiley FaceLogo NSF checks paid  $28.00 each
Smiley FaceLogo Stop payment order  $28.00 each
Smiley FaceLogo Account Research  $15.00 per hour
Smiley FaceLogo High Yield transaction fee*  $10.00 each
Smiley FaceLogo Automatic Transfers  $2.50 each

Dividends begin to accrue on cash and non-cash deposits on the business day you make your deposit. Dividend rate and APY may change monthly and are determined by the credit union’s Board of Directors. Statements are issued monthly. Stop payment orders will be accepted in person, by phone or by mail from an owner of the account. Written confirmation of the order will be required within 14 days to extend the stop payment beyond 14 days. Dividends are forfeited if an account is closed prior to the end of the month.

Metro Credit Union- Your Local Advantage ®