Money Market Account

If you’re looking for a solid investment into your future, a Metro Credit Union Money Market Account is a great way to go . A Money Market Account puts your savings to work for you, by earning a higher interest rate than Regular Savings while still offering penalty free access to your cash!  Open a Metro Money Market Account with an initial deposit of $2,500, then as your account balance increases to $10,000 or more, you’ll earn an even higher rate of interest.  Our High Yield Money Market Account is available for members who open an account with a $50,000 minimum balance.

Current Rates

Low minimum opening balance

Minimum opening balance $2,500 Interest rate increases at $10,000 & $50,000
High Yield Money Market minimum deposit $50,000*


Maintain Cash Access

Make up to six outgoing transfers or withdrawals per month with no fee.* These transactions may be made in person, on the phone or online.  Transactions exceeding six in any given month are subject to account fees.


Insured Safe by NCUA

Your deposits are insured safe to $250,000 by the National Credit Union Administration, an agency of the U.S. Government


Account Fees & Parameters


Falling below minimum monthly balance


Transfers exceeding six per month

$5.00 each

NSF returned check 

$28.00 each

NSF checks paid 

$28.00 each

Stop payment order

$28.00 each

Account Research 

$15.00 per hour

High Yield transaction fee* 

$10.00 each

Automatic Transfers 

$2.50 each

Dividends begin to accrue on cash and non-cash deposits on the business day you make your deposit. Dividend rate and APY may change monthly and are determined by the credit union’s Board of Directors. Statements are issued monthly. Stop payment orders will be accepted in person, by phone or by mail from an owner of the account. Written confirmation of the order will be required within 14 days to extend the stop payment beyond 14 days. Dividends are forfeited if an account is closed prior to the end of the month.

Metro Credit Union- Your Local Advantage ®