Home Equity Loans in Omaha are a great way to put the equity in your home to work for you. You can use the money for a variety of things. Use this low-interest loan to : 

• Make Home Improvements
• Pay for Education Expenses
• Cover Wedding Costs
• Consolidate Debt
• Be Prepared for Emergencies and Future Expenses

Give us a call at 402-551-3052 and be thrilled at just how low your payment can be. Our Personal Bankers can find the home equity loan that's right for you and give you quotes on current interest rates and closing costs.  

Apply Now For A Personal Loan

 

Which product is right for you?

	Traditional HELOC	60 Month Fixed Rate HELOC	120 Month Fixed Rate HELOC	Flex 90 HELOC*	Flex 100 HELOC*	Flex 110 HELOC*
Maximum Loan-to-Value (1st MTG & HELOC)	100%	110%	110%	90%	100%	110%
Minimum Required Limit	$5,000	$10,000	$20,000	$10,000	$20,000	$20,000
Term	15 years	7 years	12 years	15 years	15 years	15 years
Draw Period	10 year	2 years	2 years	10 years	10 years	10 years
Interest Rate	Variable	Fixed Rate	Fixed Rate	Variable & Fixed	Variable & Fixed	Variable & Fixed
Payment	1.4% of Balance ($50 minimum)	Based on 60 month repayment	Based on 120 month repayment	Up to three parts: 1) Variable Rate Portion (1.4% of balance)  2) Lock 1 (Fixed Rate) 3) Lock 2 (Fixed Rate)	Up to three parts: 1) Variable Rate Portion (1.4% of balance)  2) Lock 1 (Fixed Rate) 3) Lock 2 (Fixed Rate)	Up to three parts: 1) Variable Rate Portion (1.4% of balance)  2) Lock 1 (Fixed Rate)  3) Lock 2 (Fixed Rate)
Locks (60,120 or 180 months)	N/A	N/A	N/A	Lock up to four times at a fixed rate and term	Lock up to four times at a fixed rate and term	Lock up to four times at a fixed rate and term

 

*Flex HELOCs are limited to owner occupied single family residences. Minimum credit line is $10,000.

A $100 processing fee and appraisal fees up to $500 may apply. HELOCs are subject to credit approval. Other restrictions may apply. Membership in Metro Credit Union is required.

Apply Now For A Personal Loan