What is my Credit Score? | How To Increase It?
There are several scoring models; however, most are based on the FICO® Score, a credit score created by the Fair Isaac Corporation, which is used in most lending decisions.
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Serving Members Post-Pandemic
Just like everywhere else, consumers were increasing their adoption of digital channels in banking before Covid. What the pandemic did was accelerate the change in behavior. At Metro, we will continue to change our operations to meet your banking needs. After all, serving you is why we’re here.
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New Elkhorn Office Opens Summer 2021
Metro anticipates an August opening of our newest branch office located two blocks north of Dodge on the west side of 204th. The branch office will be located just north of Menards and will include a smaller retail lobby, two drive-thru lanes, and a drive-up ATM.
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Online Banking Contest
Why use Metro’s mobile app or online banking? Well first, it is fast and convenient. Second, when you use Metro’s Mobile App or Online Banking from May 6th to June 30th you have the chance to win $1000.
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Reduced Auto Loan Rates With The Help of Metro Credit Union in Omaha
Get the most of your mileage and finances with the help of Metro Credit Union. Metro enjoys a regional reputation for great rates on auto loans. When it comes to your loan terms and conditions, the car dealership's job is offering you what seems like an excellent deal for you - but is a better deal for them. In the end, the car dealership's sole goal is to make their money out of you, whether you are buying a car with credit or buying it in cash.
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Home Mortgage Refinancing
If you're a homeowner, mortgage refinancing might be worth considering — even if your mortgage is only a year old. In the following Save and Succeed example, Todd and Amy are interested in refinancing their home to save money. They have been researching mortgage refinance loans, but they have different goals: Todd wants to make lower monthly payments, while Amy wants to pay the house off quicker.
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COVID-19 Impact on the Credit Union
Nearly every business was affected by COVID-19 and most were impacted negatively. As we close out 2020, with news of COVID vaccines soon to arrive, we sat down with CU President Mike McDermott to ask some questions about how Metro was specifically impacted by the pandemic.
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Annual Membership Meeting - Saturday, March 6, 2021
Each year Metro holds an Annual Meeting open to all members of the Credit Union. The 2021 Annual Meeting is currently planned for Saturday, March 6th at 9:00 a.m. at the Marriott Regency Hotel in Omaha. Because of the COVID-19 pandemic, this year’s Annual Meeting will include only the business meeting and reports as required in the Credit Union’s bylaws.
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Save for College Month - September
Going to college can be one of the most costly investments someone makes in life. There is significant evidence, however, that college graduates make more money over their lifetime than their peers who choose not to pursue at least a four-year degree.
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Metro Days Member Appreciation
We are excited to share that from September 28th - October 3rd we will be giving away a total of $60,000 in gift cards for our daily drawing prizes for a total of 120 winners through the week of Metro Days, our Member Appreciation Event. All Metro Credit Union members excluding employees will be automatically entered to win.
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September: Create a Financial Plan for the Year
It’s now September and we are getting out of the summer pools and into the back-to-school routine. Grab your pumpkin spice latte as this season is a great time to focus on your finances.
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HELOC Home Equity Line of Credit Pros & Cons
You’ve purchased a home in your dream neighborhood and you're slowly but surely fixing it up to make it absolutely perfect. Perhaps you’re adding a deck, pool, or doing a kitchen remodel. All of these things can impact your budget, so how will you pay for them? Perhaps a home equity line of credit (HELOC) is a way to check some things off your list and make your home perfect.
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Effective August 31st - Updated Lobby Hours
Every business has been faced with different challenges during the pandemic. To make service hours as predictable as possible, we’re reducing the number of days most of our lobbies are open to enable us to “over-schedule” staff on Mondays, Fridays and Saturdays.
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What Is A Good Credit Score to Buy a Car or House?
Your credit score is a number that indicates the level of risk of default you represent to a creditor at a given moment in time. There are several scoring models, but most are based on the FICO Score, a credit score created by the Fair Isaac Corporation, which is used in most lending decisions. It ranges from a low score of 300, which represents an extremely high risk, to 850, representing an extremely low risk.
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Home Improvement Loan: Good or Bad Idea?
Buying a home helps people feel a little more secure about their financial future. As the years pass and the mortgage decreases, a homeowner will own more and more of their home. The more home that is owned, the more equity is available.
Home equity is how much of your property you actually own. Thus, your home equity is how much of your property's value you've paid off. It can be calculated by looking at the house's current market value and subtracting the remaining balances of your home loan(s). This is an asset that can be borrowed against or cashed in when the home is sold.
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Free Credit Reports Through April 2021
By law, everyone is entitled to one free copy of their credit report every year from each of the three main credit reporting agencies. The three national credit reporting agencies are now giving people weekly access to monitor their credit report — for free – through April 2021.
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Metro Credit Union Is Opening Branches June 1st
We hope you and your family are healthy and safe. As we look forward to welcoming you back to our branches on June 1st, we want you to know about the changes we’ve made in response to the COVID-19 pandemic. Your safety and the safety of our staff is our top priority.
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Home Equity: What Is It & How To Use It?
Metro Credit Union is doing everything possible to help you get through these challenging times.
One way to cover projects, bills, and unexpected expenses is through your home’s equity. With our Home Equity Line of Credit you can borrow up to 90% of your home’s value with fixed rates as low as 1.99% for 60 months.
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Metro Credit Union Banking and the Coronavirus
Developments are moving very quickly with the coronavirus, including talk of business closures. We want to give members an update on where things are with Metro in terms of banking and the coronavirus, and things you can do to ensure easy access to your money and banking services.
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Banking and the Coronavirus: Electronic Banking
Much has been written about preparing at home for a coronavirus outbreak, like stocking up on food, medicine, and water. It’s good to make sure you’re prepared to bank electronically if there is an outbreak so ensure you have access to your accounts before a possible disruption in normal banking services and follow these tips.
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