ITMs Adding Service For Our Members
Hello! My name is Justin Michaelson, and I am the new e-Commerce and Social Media Coordinator for Metro. I've been with Metro for over a decade, starting as a teller at Saddle Creek in 2011. I've since worked in Cards, Fraud, and most recently in our Support Department. I'm excited to be in this new position where I can combine my personal interests in graphic design, photography, and writing with my history at Metro to provide insights, information, and updates, along with banking education, alerts, and hopefully some entertainment here and there.
In my first blog post, I'd like to provide insight into our implementation of ITMs, and outline some of the additional services and benefits they offer our members.
Read More about ITMs Adding Service For Our Members
Metro’s Checking Accounts Will Put a Smile On Your Face
Checking accounts not only provide a safe place to store your money, but they also offer the convenience of easy deposits and withdrawals. Whether you are looking for a true no-cost checking account or one with all the bells and whistles, Metro has you covered.
Read More about Metro’s Checking Accounts Will Put a Smile On Your Face
Metro Credit Union to Eliminate Return Fees
Metro Credit Union, a local financial institution, is one of the first in the area to announce the elimination of return fees to help consumers reduce or avoid overdraft fees. Describing the need to reduce the fee burden on consumers as, “the right thing to do,” Chief Executive Mike McDermott told the OWH that most studies on overdraft fees can be misleading.
Read More about Metro Credit Union to Eliminate Return Fees
Metro Loves Our Community and Members
Members love banking with Metro Credit Union because we value people and relationships. Metro has exciting opportunities this year in our community from the Your Local Advantage giveaway to NE SciFest.
Read More about Metro Loves Our Community and Members
Resolutions: Twenty-two things to try through Metro Credit Union in 2022
Let’s start the New Year off right! In honor of it being ’22, here are 22 things to know about Metro to keep you on track financially this year. We look forward to serving you and helping you reach your financial and life aspirations. Metro is Your Local Advantage.
Read More about Resolutions: Twenty-two things to try through Metro Credit Union in 2022
Annual Membership Meeting - Saturday, March 26, 2022
Each year Metro holds an Annual Meeting open to all members of the Credit Union. The 2022 Annual Meeting is currently planned for Saturday, March 26, 2022 at 9:00 a.m. at the Marriott Regency Hotel in Omaha. This year’s Annual Meeting will include only the business meeting, no meal or door prizes, and reports as required in the Credit Union’s bylaws.
Read More about Annual Membership Meeting - Saturday, March 26, 2022
Metro Credit Union 2021 Year in Review
Metro Credit Union has had an exciting year with a variety of transitions. Due to our updated charter in early 2021, anyone who lives, works or worships, attends school, or regularly conducts business in any of eight counties can bank with Metro Credit Union.
Read More about Metro Credit Union 2021 Year in Review
Keep Your Finances from Becoming Scary
Hopefully, you’re more spooked by jack-o-lanterns and Halloween movies than your finances this season. If you avoid reviewing your bills and feel like a lost mummy in your financial situation, Metro's Save and Succeed has a guide to everything you need to know about managing financial stress. You can bury your broken-down car, your multiple debts, and that apartment lease with the help of Metro Credit Union.
Read More about Keep Your Finances from Becoming Scary
New Law May Affect Your Financial Privacy - You Still Have Time to Prevent This
There may be a provision that allows the Federal Government access to your personal financial information. The provision would require all financial institutions to report your total deposits and withdrawals, above a specific threshold, to the Internal Revenue Service. People within the Administration and the leadership of the House and Senate are currently discussing adding this provision back to the larger bill, potentially with a higher threshold.
Read More about New Law May Affect Your Financial Privacy - You Still Have Time to Prevent This
Metro Credit Union: Your Local Advantage in Elkhorn
Metro is pleased to have opened its Elkhorn Full Service branch (located two blocks north of Dodge on the west side of 204th) earlier in August. This office is just north of Dodge Street and includes a smaller retail lobby, two drive-thru lanes, and a drive-up ATM. Learn more about what we're doing in the Elkhorn community.
Read More about Metro Credit Union: Your Local Advantage in Elkhorn
Changes to Two Factor Authentication
Metro Credit Union is making some changes to Two-Factor Authentication for online banking. Two-Factor Authentication is the process used to verify your identity when a login is attempted by a device not recognized, or login is attempted outside your geographic area.
Read More about Changes to Two Factor Authentication
Financially Preparing for a Move
Moving is always a tiring event, whether you are moving across town or moving to an entirely different country. When people have a three-day weekend like Labor Day, it is supposed to be a time for family and relaxation but some people prefer to use the extra day to accomplish a major project like moving. To keep costs down, it may make sense to assemble a crew of volunteers to help you move over a holiday weekend.
Read More about Financially Preparing for a Move
Personal Loan vs Line Of Credit
Why are so many people in the Metro smiling? They are pleased with the personal loan and service they've received from Metro Credit Union to help pay off high-interest debt or other things like home repairs, special occasions, or unexpected expenses.
Read More about Personal Loan vs Line Of Credit
What is my Credit Score? | How To Increase It?
There are several scoring models; however, most are based on the FICO® Score, a credit score created by the Fair Isaac Corporation, which is used in most lending decisions.
Read More about What is my Credit Score? | How To Increase It?
Serving Members Post-Pandemic
Just like everywhere else, consumers were increasing their adoption of digital channels in banking before Covid. What the pandemic did was accelerate the change in behavior. At Metro, we will continue to change our operations to meet your banking needs. After all, serving you is why we’re here.
Read More about Serving Members Post-Pandemic
New Elkhorn Office Opens Summer 2021
Metro anticipates an August opening of our newest branch office located two blocks north of Dodge on the west side of 204th. The branch office will be located just north of Menards and will include a smaller retail lobby, two drive-thru lanes, and a drive-up ATM.
Read More about New Elkhorn Office Opens Summer 2021
Online Banking Contest
Why use Metro’s mobile app or online banking? Well first, it is fast and convenient. Second, when you use Metro’s Mobile App or Online Banking from May 6th to June 30th you have the chance to win $1000.
Read More about Online Banking Contest
Reduced Auto Loan Rates With The Help of Metro Credit Union in Omaha
Get the most of your mileage and finances with the help of Metro Credit Union. Metro enjoys a regional reputation for great rates on auto loans. When it comes to your loan terms and conditions, the car dealership's job is offering you what seems like an excellent deal for you - but is a better deal for them. In the end, the car dealership's sole goal is to make their money out of you, whether you are buying a car with credit or buying it in cash.
Read More about Reduced Auto Loan Rates With The Help of Metro Credit Union in Omaha
Home Mortgage Refinancing
If you're a homeowner, mortgage refinancing might be worth considering — even if your mortgage is only a year old. In the following Save and Succeed example, Todd and Amy are interested in refinancing their home to save money. They have been researching mortgage refinance loans, but they have different goals: Todd wants to make lower monthly payments, while Amy wants to pay the house off quicker.
Read More about Home Mortgage Refinancing
COVID-19 Impact on the Credit Union
Nearly every business was affected by COVID-19 and most were impacted negatively. As we close out 2020, with news of COVID vaccines soon to arrive, we sat down with CU President Mike McDermott to ask some questions about how Metro was specifically impacted by the pandemic.
Read More about COVID-19 Impact on the Credit Union