Credit Card Options

When it comes to credit cards, Metro Credit Union offers members three terrific choices.  Apply for a credit card today. Check out all of our features below:

Apply For a Credit Card Today

*Subject to credit approval.


Metro Credit Union Preferred Card from Metro Credit Union on Vimeo.


 

Classic Credit Card

Platinum Credit Card

Preferred Credit Card

 

Classic

Platinum

PreferredCard

Annual Fee

$25 w/ less than a $2,500 credit limit

No Annual Fee

$25 Annual Fee waived for the first year

Rates

17.99%

 

Rates as low as 10.65% APR*




*This APR will vary with the market based on the Prime Rate.

0% Introductory APR for the first 12 months


Rates as low as 14.00% APR*

*This APR will vary with the market based on the Prime Rate. 

Balance Transfer Fee

No Balance Transfer Fee

No Balance Transfer Fee

$10 or 3.00% of the amount of balance transfer, whichever is greater.

Cash Advance Fee  $10 or 3.00% of the amount of cash advance, whichever is greater. $10 or 3.00% of the amount of cash advance, whichever is greater. $10 or 3.00% of the amount of cash advance, whichever is greater.

Metro Rewards

N/A

Earn 1 point for every $1 spent, can be redeemed for Travel and merchandise.
Metro Rewards

Your Travel Center

1.5% Cash Back on all new purchases
Cashback Redemption Form
1.5% Cash Back Disclosure

Daily Spending Limits

ATM Withdrawals- $1000

Purchases- $3000

Visa Platinum I

ATM Withdrawals- $1500

Purchases- $5000

 

Visa Platinum II

ATM Withdrawals- $1000

Purchases- $4000

ATM Withdrawals- $1500

Purchases- $5000

 

Disclosure

*Rate, Fee & other Disclosure

*Rate, Fee & other Disclosure

*Rate, Fee & other Disclosure


Fraud Protection FAQs

To help prevent fraud and ensure that your money is safe, certain restrictions are applied to the use of your Metro Credit Union debit card. Any time you notice fraudulent transactions, contact Metro immediately at 402-551-3052.

Fraud Protection FAQs

  • Increasing Your Limit

  • Going on a Vacation?

  • Limits on International Transactions

  • Card Alerts


Shop smarter with Metro Rewards!

With Metro Rewards, you can earn Points every day and take advantage of retailer offers to earn MORE points. Whether in-store or right here on this site, SHOP, EARN and WATCH THE Points ADD UP!

Making travel plans?  You may also redeem Metro Rewards points through Your Travel Center

MetroRewards

 


Metro Credit Union- Your Local Advantage