Visa Credit Card Options | Best Interest Rates

When it comes to credit cards, you can trust Metro Credit Union to provide a card that is not only full-featured but long on value too. Compare our locally issued card to those from national providers and you’ll find Metro stacks up extremely well. Metro gives you a choice of three different Visa credit cards; Classic, Platinum and Preferred. Check out all of the features then click the button below to apply.

Credit Card Comparison

Details	Classic Credit Card	Platinum Credit Card	Preferred Credit Card

Annual Fee	$25 w/ less than a $2,500 credit limit	No Annual Fee	$25 Annual Fee waived for the first year
Rates	17.99%	Rates as low as 9.15% APR* APR will vary with the market based on the Prime Rate.	0% Introductory APR for the first 12 months Rates as low as 12.50% APR* APR will vary with the market based on the Prime Rate.
Balance Transfer Fee	No Balance Transfer Fee	No Balance Transfer Fee	$10 or 3.00% of the amount of balance transfer, whichever is greater.
Cash Advance Fee	$10 or 3.00% of the amount of cash advance, whichever is greater.	$10 or 3.00% of the amount of cash advance, whichever is greater.	$10 or 3.00% of the amount of cash advance, whichever is greater.
Metro Rewards	N/A	Earn 1 point for every $1 spent, can be redeemed for Travel and merchandise. Metro Rewards Your Travel Center	1.5% Cash Back on all new purchases Cashback Redemption Form 1.5% Cash Back Disclosure
Daily Spending Limits	Purchases- $3,000 ATM Withdrawals- $1,000	Visa Platinum I Purchases- $5,000 ATM Withdrawals- $1,500 Visa Platinum II Purchases- $5,000 ATM Withdrawals- $1,500	Purchases- $5,000 ATM Withdrawals- $1,500
Disclosure	*Rate, Fee & other Disclosure	*Rate, Fee & other Disclosure	*Rate, Fee & other Disclosure

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Fraud Protection FAQs

To help prevent fraud and ensure that your money is safe, certain restrictions are applied to the use of your Metro Credit Union credit card. Any time you notice fraudulent transactions, contact Metro immediately at 402-551-3052.

Utilize the Card Control features on your Home Banking and Mobile App with this information How to Card Controls.

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Fraud Protection FAQs

Increasing Your Limit

To increase your limit, simply visit online banking and select card controls to increase your daily spending limit for larger purchases.
Going on a Vacation?

Any time you are leaving the area, it's a good idea to update your card controls in online banking and you can also register for Metro Card Alerts. Using your debit card for international travel may trigger a fraud alert. If we are unable to contact you, it is possible that your card may be blocked.
Limits on International Transactions

For international internet and over the phone transactions, your debit card has a $500 limit (not including lodging and airline purchases). Because of increased fraudulent activity in certain parts of the world, Metro has additional restrictions for certain countries. If traveling to these countries, please contact us at 402-551-3052.
Due to a high level of fraud, transactions will not work in the following countries:
Cuba
Iran
Sudan
Syria
Card Alerts

Add or update your alert preferences online, anywhere, anytime through this cardholder site.

ONLINE BANKING

Credit Cards

Credit Card Comparison

Details

Classic Credit Card

Platinum Credit Card

Preferred Credit Card

Annual Fee

Rates

Balance Transfer Fee

Cash Advance Fee

Metro Rewards

Daily Spending Limits

Disclosure

Fraud Protection FAQs

Fraud Protection FAQs

Increasing Your Limit

Going on a Vacation?

Limits on International Transactions

Due to a high level of fraud, transactions will not work in the following countries:

Card Alerts

Metro Credit Union- Your Local Advantage ®

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Metro Credit Union- Your Local Advantage ^®