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Routing Number: 304083396

Credit Cards

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When it comes to credit cards, you can trust Metro Credit Union to provide a card that is not only full-featured but long on value too. Compare our locally issued card to those from national providers and you’ll find Metro stacks up extremely well. Metro gives you a choice of three different Visa credit cards; Classic, Platinum and Preferred. Check out all of the features then click the button below to apply.

Credit Card Comparison


 

Details


 

Classic Credit Card

Platinum Credit Card

Preferred Credit Card

 


 

ClassicCreditCard

PlatinumCreditCard

PreferredCard
  

Annual Fee 

$25 w/ less than a $2,500 credit limit

No Annual Fee

$25 Annual Fee waived for the first year
 
 

Rates

17.99%

Rates as low as 13.40% APR*
APR will vary with the market based on the Prime Rate.

0% Introductory APR for the first 12 months

Rates as low as 16.75% APR*
APR will vary with the market based on the Prime Rate. 


Balance Transfer Fee

No Balance Transfer Fee

No Balance Transfer Fee

$10 or 3.00% of the amount of balance transfer, whichever is greater.

Cash Advance Fee

  $10 or 3.00% of the amount of cash advance, whichever is greater. $10 or 3.00% of the amount of cash advance, whichever is greater. $10 or 3.00% of the amount of cash advance, whichever is greater.
 

Metro Rewards

N/A

Earn 1 point for every $1 spent, can be redeemed for Travel and merchandise.
Metro Rewards

Your Travel Center

1.5% Cash Back on all new purchases
Cashback Redemption Form
1.5% Cash Back Disclosure
 

Daily Spending Limits

Purchases- $3,000

ATM Withdrawals- $1,000

Visa Platinum I

Purchases- $5,000

ATM Withdrawals- $1,500

 

Visa Platinum II

Purchases- $5,000

ATM Withdrawals- $1,500

Purchases- $5,000

ATM Withdrawals- $1,500

 

Disclosure

 *Rate, Fee & Other Disclosure

*Rate, Fee & Other Disclosure
*Rate, Fee & Other Disclosure

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Fraud Protection FAQs

To help prevent fraud and ensure that your money is safe, certain restrictions are applied to the use of your Metro Credit Union credit card. Any time you notice fraudulent transactions, contact Metro immediately at 402-551-3052.

Utilize the Card Control features on your Home Banking and Mobile App with this information How to Card Controls. 
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Fraud Protection FAQs

Metro Credit Union- Your Local Advantage ®

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If you are a current customer that uses our online banking platform, please select "Current User Application".  If you are new to Metro or have never used our online banking platform please select "New User Application" to apply.