Credit Cards

When it comes to credit cards, you can trust Metro Credit Union to provide a card that is not only full-featured but long on value too. Compare our locally issued card to those from national providers and you’ll find Metro stacks up extremely well. Metro gives you a choice of three different Visa credit cards; Classic, Platinum and Preferred. Check out all of the features then click the button below to apply.

Apply For a Credit Card Today

*Subject to credit approval.



 

 


 

Classic Credit Card

Platinum Credit Card

Preferred Credit Card

 


 

ClassicCreditCard

PlatinumCreditCard

PreferredCard

  

Annual Fee 

$25 w/ less than a $2,500 credit limit

No Annual Fee

$25 Annual Fee waived for the first year

 
 

Rates

17.99%

Rates as low as 8.90% APR*
APR will vary with the market based on the Prime Rate.

0% Introductory APR for the first 12 months

Rates as low as 12.25% APR*
APR will vary with the market based on the Prime Rate. 


Balance Transfer Fee

No Balance Transfer Fee

No Balance Transfer Fee

$10 or 3.00% of the amount of balance transfer, whichever is greater.


Cash Advance Fee

 $10 or 3.00% of the amount of cash advance, whichever is greater. $10 or 3.00% of the amount of cash advance, whichever is greater. $10 or 3.00% of the amount of cash advance, whichever is greater.
 
 

Metro Rewards

N/A

Earn 1 point for every $1 spent, can be redeemed for Travel and merchandise.
Metro Rewards

Your Travel Center

1.5% Cash Back on all new purchases
Cashback Redemption Form
1.5% Cash Back Disclosure

 
 

Daily Spending Limits

Purchases- $3,000

ATM Withdrawals- $1,000

Visa Platinum I

Purchases- $5,000

ATM Withdrawals- $1,500

 

Visa Platinum II

Purchases- $4,000

ATM Withdrawals- $1,000

Purchases- $5,000

ATM Withdrawals- $1,500

 

  
     

Disclosure

*Rate, Fee & other Disclosure

*Rate, Fee & other Disclosure

*Rate, Fee & other Disclosure



Apply For a Credit Card Today

*Subject to credit approval.


Fraud Protection FAQs

To help prevent fraud and ensure that your money is safe, certain restrictions are applied to the use of your Metro Credit Union debit card. Any time you notice fraudulent transactions, contact Metro immediately at 402-551-3052.

Fraud Protection FAQs

  • Increasing Your Limit

  • Going on a Vacation?

  • Limits on International Transactions

  • Card Alerts

Metro Credit Union- Your Local Advantage ®