Checking Accounts

Metro Credit Union gives you a choice of three terrific checking accounts; Classic, Executive and Premier. Members opening a checking account will need to deposit an initial deposit of $25 into the checking account. 

Free with every account!



Visa Check Card

  • Make purchases from any merchant that accepts VISA.
  • Your purchase will be paid using funds directly from your Metro Credit Union checking account.
  • Works just like an ATM card; use it to make withdrawals across Omaha and the country.
  • Metro Credit Union's Debit Card has a daily purchase limit of $3,000 and an and an ATM daily limit of up to $1,500.
  • Add or update your card alert preferences online, anywhere, anytime through this cardholder site.

Online Banking

Metro Credit Union also has a Mobile Banking App that gives you the same control as the desktop with these additional features: Bill Pay and Check Images. Using your smartphone, visit your App Store and then search for Metro Credit Union, Omaha and then select Metro’s new Mobile Banking app.


Members have made the switch from paper statements to electronic statements. E-Statements are eco-friendly by reducing the amount of printed materials. They also arrive more quickly than mailed statements, and is safer because they can't be lost or stolen. Best of all, there's no charge to switch to electronic statements.


Metro Credit Union uses the MoneyPass ATM network.  MoneyPass features more, mainly drive-up, ATMs in the Omaha/Council Bluffs area. Moneypass ATMs outside of Omaha/Council Bluffs may not be subject to a surcharge but will be charged an out of network ATM fee from Metro depending on the type of checking account the member has. View the ATM map




Minimum Balance

No Minimum Balance Select one Feature: (Bill Pay, Interest, ATM) $500 or $5,000 Household Balance $2,500 or $20,000 Household Balance

Bill Payer   

Free or Free for the first 90 days $4.95/mo after Free Free

Daily Spending Limit

Purchases $2,000 Purchases $3,000 Purchases $3,000
ATM Withdrawals $1,000 ATM Withdrawals $1,500 ATM Withdrawals $1,500

Courtesy Pay

Overdraft limit between $400-$600* Overdraft limit between $400-$600* Overdraft limit between $400-$600*


1 box of free MCU Checks 1 box of free MCU checks 2 boxes of free MCU checks

*Other bank, credit union, and ATM operators’ surcharges may apply. 

Metro Credit Union- Your Local Advantage ®