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Checking Accounts

Whether you're looking for a true no-cost checking account or one with all the bells and whistles, Metro has you covered. We offer two great checking account options: Simply and Complete.  Never get a NSF return fee again with a Metro Credit Union Checking Account. You will also have peace of mind knowing that you will pay no overdraft fees on charges of $5 or less and you can use up to $50.00 of Metro's money to cover transactions without a fee.***

Check out the comparison below to select the account that works best for you. 

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Compare Checking Accounts

Feature Simply Checking
 Easy, no cost checking
Complete Checking*
 All the bells and whistles
Free Debit Card inlcuded inlcuded
Online Banking inlcuded inlcuded
Free Mobile App inlcuded inlcuded
Free eStatements** inlcuded inlcuded
Courtesy Pay*** inlcuded inlcuded
Access to Money Pass Network inlcuded inlcuded
No Minimum Monthly Balance inlcuded  
3 Free Out of Network ATMs monthly   inlcuded
Free BillPay    inlcuded
Earn Monthly Interest    inlcuded
2 Free Cashier's Checks monthly    inlcuded
First Box of Checks Free   inlcuded

* Complete checking has a $10 service charge fee. It can be waived with any of the following: $4,000 direct deposit monthly, $10,000 in the individual account balance, $25,000 in loan balances (includes mortgage products).
**Paper Statement fee of $5.00 if member doesn't elect to have eStatements.
***Courtesy Pay is our overdraft program. Courtesy Pay/Overdraft fees apply if the transaction we pay exceeds $5.00 and the account is overdrawn by more than $50 (available balance is negative by more than $50) after payment of the overdraft. (Due to system limitations, in some cases where the transaction is $5.00 or less or the account is overdrawn by less than $50, the fee may be assessed and then reversed. Metro reserves the right to pay overdrafts at its discretion. Review our overdraft disclosure. Read more about our Courtesy Pay Program

Metro Credit Union- Your Local Advantage ®

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If you are currently a Metro member, please select “Current Member Application” and log into our online banking platform.  If you are a non-member, please select “New Member Application” to apply.