Because everyone has specific features they look for in a checking account, Metro gives members a choice of three terrific accounts: Classic, Executive and Premier. Look over the features of each account and select that account that works best for you. Open your account with an initial deposit of only $25.00 gets you started!
Visa Check Card
Once your account is open you’ll receive that ultra-convenient Visa Check Card in addition to a variety of additional services:
- Make purchases from any merchant who accepts VISA
- Your purchase will be paid using funds directly from your Metro Credit Union checking account.
- Works just like an ATM card; use it to make withdrawals across Omaha, Council Bluffs and around the country.
- Metro Credit Union's Debit Card has a daily purchase limit of $3,000 and an and an ATM daily limit of up to $1,500.
- Add or update your card alert preferences online, anywhere, anytime through this cardholder site.
Online Banking

Use your laptop or home computer to check account balances, loan rates, pay bills, deposit checks and more. You’ll love the convenience of having all of your account information right at your fingertips.
Mobile Banking
Like Metro’s online banking, Mobile Banking uses your phone to perform most all of the transactions you could perform by visiting a Metro Credit Union office. Secure digital payments allow you to use your cards where you want, whether in a store, in an app or online. Learn more of the various wallet payment options:
Secure digital payments allow you to use your cards where you want, whether in a store, in an app or online. Learn more of the various wallet payment options:
Mobile Wallet
Pay for your purchases using your phone! Super convenient. Click on the box below to learn more.
Mobile Wallet
ATMs

Metro Credit Union is a member of the MoneyPass ATM network. The MoneyPass network provides Metro members with a wide variety of transaction fee free machines (Over 50) throughout the Omaha/Council Bluffs area in addition to hundreds of ATMs across the country (Over 30,000). View the
ATM location map.
Moneypass ATMs outside of Omaha/Council Bluffs may not be subject to a surcharge, but could incur an out of network fee depending on the type of account.
E-Statements

Many Metro members have made the switch from mailed, paper statements to electronic statements. In addition to being eco-friendly, E-Statements arrive more quickly than printed statements and are safer because they can’t be lost or stolen. Best of all, there’s no change to make the switch to E-Statements.
Card Comparison
|
Classic
|
Executive
|
Premier
|
Minimum Balance
|
No Minimum Balance Select one Feature: (Bill Pay, Interest, ATM) |
$500 or $5,000 Household Balance |
$2,500 or $20,000 Household Balance |
Bill Payer
|
Free or Free for the first 90 days $4.95/mo after |
Free |
Free |
Daily Spending Limit
|
Purchases $2,000 |
Purchases $3,000 |
Purchases $3,000 |
ATM Withdrawals $1,000 |
ATM Withdrawals $1,500 |
ATM Withdrawals $1,500 |
Courtesy Pay
|
Overdraft limit between $400-$600* |
Overdraft limit between $400-$600* |
Overdraft limit between $400-$600* |
Checks
|
1 box of free MCU Checks |
1 box of free MCU checks |
2 boxes of free MCU checks |
*Other bank, credit union, and ATM operators’ surcharges may apply.