Checking Accounts

Metro offers three checking account options: Classic, Executive and Premier.  Check out the comparison below to select the account that works best for you.

Online Banking



Use your laptop or desktop to check balances, pay bills, set up payments, order checks, check rates, open accounts or even apply for loans.


Mobile Banking


mobile-wallet-iconUse Metro’s Mobile App to access your account on the go.  In addition to everything you can do at a computer, you can also set up text alerts and deposit checks remotely.  

Mobile Wallet


mobile-wallet-iconUse your phone to make purchases without having to carry around your physical plastic cards! Click on the box below to learn more. 

 Mobile Wallet


ATM-iconMetro Credit Union is a member of the MoneyPass ATM network. The MoneyPass network provides Metro members with a wide variety of transaction fee free machines (Over 50) throughout the Omaha/Council Bluffs area, in addition to thousands of ATMs across the country (Over 35,000). View the ATM location map.     



Many Metro members have made the switch from mailed, paper statements to electronic statements. In addition to being eco-friendly, E-Statements arrive faster than printed statements and are safer because they can’t be lost or stolen. Best of all, there’s no charge to make the switch to E-Statements.

Checking Account Comparison




Minimum Balance

No Minimum Balance Select one Feature: (Bill Pay, Interest, ATM) $500 or $5,000
Household Balance*
$2,500 or $20,000
Household Balance*


Free or Free for the first 90 days $4.95/mo after Free Free

Daily Spending Limit

Purchases up to $2,000 Purchases up to $3,000 Purchases up to $3,000
ATM Withdrawals $1,000 ATM Withdrawals $1,500 ATM Withdrawals $1,500

Courtesy Pay

Available Available Available


1 box of free MCU Checks 1 box of free MCU checks Unlimited MCU checks
(2 boxes at a time)

*Household Balance is the cumulative total amount of deposits and loans an individual has with Metro Credit Union.

Metro Credit Union- Your Local Advantage ®

Apply Now

If you are a current customer that uses our online banking platform, please select "Current User Application".  If you are new to Metro or have never used our online banking platform please select "New User Application" to apply.