Checking Accounts




Classic

Executive

Premier

Minimum Balance
No Minimum Balance
Pick One Feature (Bill Pay, Interest, ATMs)
$500 or $5,000
Household Balance
$2,500 or $20,000
Household Balance
Electronic Bill Payer  If this option is selected: free, or for the first 90 days free/$4.95 per month after  Free


 Free


Interest If this option is selected: Earn our Classic interest rate Earn our Executive interest rate Earn our Premier interest rate 
 ATMs
If this option is selected:  2 Free Non-Metro ATMs per month

Current Metro ATMs*

4 Free Non-Metro ATMs per month

Current Metro ATMs*
8 Free Non-Metro ATMs per month

Current Metro ATMs*

Check Card  Free Check Card with no annual fee Free Check Card with no annual fee  Free Check Card with no annual fee
Online Banking/Mobile App  Free  Free  Free
Daily Spending Limits

Purchases- $2000
ATM Withdrawals - $1000

 

Purchases - $3000
ATM Withdrawals - $1500
Purchases - $3000
ATM Withdrawals - $1500
Courtesy Pay Overdraft limit up to $400 w/out Direct Deposit, up to $600 w/ Direct Deposit Overdraft limit up to $400 w/out Direct Deposit, up to $600 w/ Direct Deposit Overdraft limit up to $400 w/out Direct Deposit, up to $600 w/ Direct Deposit
E-Statements   Free  Free  Free
Paper Statements  $2.00 monthly fee for members under age 65  Free  Free
Checks  1 box of free MCU checks  1 box of free MCU checks 2 boxes of free MCU checks per order


*Other bank, credit union, and ATM operators’ surcharges may apply. 

 Free
 Free

Metro Credit Union- Your Local Advantage ®