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Moving is always a tiring event, whether you are moving across town or moving to an entirely different country. When people have a three-day weekend like Labor Day, it is supposed to be a time for family and relaxation but some people prefer to use the extra day to accomplish a major project like moving. To keep costs down, it may make sense to assemble a crew of volunteers to help you move over a holiday weekend.

Financially Preparing for a Move

There are many things to consider when financially preparing for a move. One thing to ask yourself is “Why are you moving and where?” and identify ways you can save money. Assess your belongings and if you need a storage unit. You can save money by reducing the amount of stuff you have before you pack and move it. Sometimes the cost of moving the furniture can be more expensive than buying all new furniture. When you select a timeframe of moving into your new place and select a holiday weekend, it may be difficult to get your internet, TV, or satellite connections up and running right away. If you hire a moving company for a move on Labor Day, they may likely charge you a higher fee. If you are moving to a different state or country, you may need to stay at a hotel, and don’t forget to budget for food, gas, or flights if necessary.

To keep costs down, here are tips to make for the least expensive move possible:

• Start saving for your move as soon as you know it’s going to happen
• Save on what you can and cut back on unnecessary spending
• See what you can get reimbursed or covered (some locations and jobs may pay for a relocation.)
• Evaluate costs (transportation including fuel and mileage as well as moving insurance)
• Minimize costs for packing boxes and pick-up boxes that people and companies are getting rid of for free.

Read more about how to move without killing your back or breaking the bank from Metro’s Save and Succeed.

After You Have Moved

Once you’ve moved and are starting to get situated in your new place, you can turn your attention to any last moving expenses. You may need to purchase new home furnishings and decor, so be sure to include that in your budget. Furniture can be expensive so consider purchasing second-hand, gently-used items for your home. Depending on the type of furniture you are buying, indoor furniture can be a bargain in winter (January/February) or summer months (August/September) and outdoor furniture sales happen between the Fourth of July and Labor Day. Moving and homeownership can be overwhelming because there are so many things to think about, but with the help of Metro Credit Union, you’ll have a good idea of all the factors you’ll need to consider.

Metro Credit Union Omaha, Nebraska

Metro Credit Union Mortgage is the home lending side of Metro Credit Union. Buying your first home is a big step, but it doesn't have to be a scary one. The more you know about the home buying process, the more confident you'll feel about making these important decisions that will shape your future. When you're in the market for a home loan, you know you can trust your credit union to provide a great rate, great service, and all with fewer and lower fees. And, we've got you covered with a wide variety of lending options. Use our financial calculators for calculating a  mortgage or refinance. Learn more and get pre-approved for house shopping.