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It is important to have a plan for your retirement, but where should you begin? The first step that you should take is to estimate the income that will be required to fund your retirement. However, it is not as easy as it sounds since retirement planning is not an actual science. Your needs will depend on what your goals and requirements are.

How we handle our money impacts every part of our lives. Your behavior is the key to taking control of your money, and your behavior is tied to your relationships. The flow of money in a household represents the value system under which that household operates. Learn more about money and relationships.

October is National Cyber Security Awareness Month (NCSAM). Take precautions to protect your identity and be aware of cyber criminals who schemes try to trick you into giving away information about your online accounts. Learn how to minimize identity theft risk.

Sticking to a budget can be difficult for anybody. Most of us start the month off with the best intentions of saving money, however, at the end of the month, many of us find out that we have exceeded our spending limit. Here are a few tips and tricks that will help you stick to your budget and become more diligent about your spending habits.

Your credit report is something that holds the summary of your credit history. If you have used a credit card or taken out a personal loan, then you have a credit history. Your credit report is requested whenever you apply for a credit card or borrow money.

When you own a car, paying for gasoline can be one of the biggest expenses. Gas prices are always fluctuating; therefore, it makes more sense to squeeze out as many miles as possible from every gallon in your vehicle's tank. You can use the following tips to minimize your car’s fuel consumption.

Metro Credit Union was excited to celebrate MemberFest on Sunday, September 17 at our Saddle Creek and Maple Street offices. Learn more about the fun and view pictures from the event. Thank you for being a member of the Metro Credit Union family.

Beware of phishing attempts following the Equifax data breach! You can protect yourself by following one simple rule: Never give account or card information over the phone to anyone who contacts you. Learn more about the automated calls.

On September 8th, Equifax announced the data breach of sensitive personal information for 143 million Americans. Equifax is one of the three main credit reporting agencies in the United States, and the 143 million people affected represents more than one-half of the U.S. population with a credit report. Learn more about the Equifax Data Breach and how this can affect you.

As the name suggests, a closing is the last step in purchasing and financing a home. In the case of a home loan, a closing day concludes a home purchase and the closing of a loan on the same day. Closing day is deemed one of the most important days of the purchasing process. Everyone wishes it to be pleasant and hassle-free. A buyer’s active participation is necessary to ensure everything goes according to plan.

Financing the higher education of a child brings its fair share of challenges. In order to save enough money to get a child into a reputable college, parents may face a number of obstacles. Although the escalating costs of colleges may seem overwhelming, planning for this expense ahead of time can help ease one’s financial burden.

A home equity line of credit (HELOC) is a financial tool available to homeowners who have equity in their home. A HELOC is a loan in the form of a line of credit and can be used towards home improvements, vacation, education expenses, wedding planning and more.

When the decision to buy a vehicle arises, there are a number of things to consider before signing on the dotted line. Take the time to research and become familiar with the car buying process. Buying a car is a significant investment and having a clear understanding of what you want and need in that vehicle will ultimately help you get the best deal for your money.

Financial planning must be done before the arrival of the baby, so you can be prepared for the increases in expenses. It helps to have a plan or a to-do list to welcome a new family member. Having a plan and financial matters sorted out before the arrival of the baby can help ease parents’ burdens and help them give their new baby their undivided attention.

Nothing feels better than getting your first car, it is one of life’s most memorable moments. Being a first-time buyer in today’s world gives you countless options, all available at your fingertips. This road map will help you navigate the process of purchasing your first car.

The smell of a new backpack, the sound of bus doors swinging open and meeting new teachers will soon be around the corner. Back to school is an exciting time of year, but expenses can quickly add up. As you sharpen those pencils, be confident with your finances throughout the school year with the help of Metro Credit Union.

As summer comes to a close, it is time to get back into our routines and prepare for another busy school year. Whether it’s you or the kids who are going back to school, there’s no denying that this can be a hectic time of year. If you’re also planning a move during the fall season here are some tips so that your moving during the school year can run smoothly.