As a young adult, you’re building your financial future and deciding where to keep and grow your money. When it comes to managing your finances, the choices can seem overwhelming. While big banks and online platforms get a lot of attention, credit unions offer strong advantages that are worth considering.
Credit unions offer more than a safe place to keep your money. They provide real advantages that support your financial growth, and they’re built to serve people, not profits.
Here’s how banking with a credit union like Metro can support your financial journey.
Personalized Service
Unlike big banks, credit unions are typically smaller and customer-centric, which means they prioritize service. As a member-owned credit union, our primary focus is serving our members' best interests. Our team is committed to delivering a seamless, customer-centric experience 24 hours a day, every day. Simply, we’re here for the benefit of the people who bank with us. That’s been our mission since day one. Credit unions offer a level of personalized service and banking experience that larger institutions simply can’t match.
Better Interest Rates
One of the most compelling reasons to consider Metro Credit Union is the possibility of better interest rates. Credit Unions are focused on serving their members, not shareholders. This means they often offer higher interest rates on saving products. Our savings accounts offer competitive returns, and our loan rates are designed to save you money overtime.
With market-leading rates, when you join Metro, you benefit from rates that make your money work for you. If you’re looking for better rates, lower fees, and more personalized service, a credit union like Metro may be the right fit.
Community Involvement
Credit unions are deeply rooted in the communities they serve. They prioritize community involvement and often support local initiatives, charities, and events.
We’re working to create a positive impact where it matters most, at your home. We proudly support local events and organizations that benefit the lives of our members and their families. Being a part of this community involvement fosters a sense of belonging and shared values that extend beyond banking transactions.
Mobile Convenience
Managing your finances should be convenient and hassle-free. With Metro’s online banking tools, you have the freedom to do your banking anywhere, at any time. Our mobile app and online banking platform give you control over your everyday financial tasks on the go.
You can deposit checks, transfer funds to friends and family, pay bills, and track your spending from your smartphone or computer. You get the same convenience you'd expect from a big bank, paired with the personal service of a local team. Click here to learn How to Get Started with Metro Credit Union’s Online Banking Tools.
Financial Education
Credit unions invest in your knowledge. Metro helps you make confident financial choices with access to tools, blogs, and programs that guide your learning.
Visit our Resources page at Metrofcu.org where you can find links to financial calculators, blogs, member education tools, and Save and Succeed, Metro’s personal finance program.
Our Save and Succeed program cover budgeting, saving, debt reduction, and credit management. You’ll find resources that help you build smart habits and stay on track. Complete tasks to collect "Sprouts," which you can exchange for entries into the $1,000 monthly sweepstakes. It’s a fun way to stay motivated while learning.
START WITH THE RIGHT ACCOUNTS
Metro makes it easy to open your first accounts. Start with a checking and savings account from Metro Credit Union to manage your money effectively.
Checking Accounts:
Choose our easy, no cost checking account to get started, or opt for one with all the bells and whistles if you’re interested in earning monthly interest or enjoying perks like free BillPay and cashier’s checks. Either way, every account at Metro allows you to manage your finances on the go with online banking and our mobile app.
Savings Accounts:
With just a $5 deposit, you become a Metro member, gaining access to all our products and services, including a variety of savings accounts federally insured by the NCUA.
MAYBE THE BANK YOU'RE LOOKING FOR ISN'T A BANK AT ALL®
Choosing the right financial partner depends on what matters most to you. If you’re looking for better rates that help your money grow, lower fees, more personalized service, and local advantage, a credit union like Metro may be the right choice.
When considering your financial options as a young adult, don't overlook the unique benefits of credit union membership. Explore your options and see why more young adults are choosing credit unions over banks. Remember, check with Metro first for all your financial services needs.
