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If you are currently a Metro member, please select “Current Member Application” and log into our online banking platform.

If you are a non-member, please select “New Member Application” to apply.

Credit Cards

When it comes to credit cards, you can trust Metro Credit Union to provide a card that is full featured and long on value. Compare our locally issued card to those from national providers and you’ll find Metro's a great choice! Metro offers three different Visa credit cards: Classic, Platinum and Preferred. After checking out all of the features, click the button below to apply.

Credit Card Comparison

DetailsClassic Credit CardPlatinum Credit CardPreferred Credit Card
 classic credit cardplatinum credit cardpreferred credit card
Annual Fee$25 w/less than a $2,500 credit limitNoneWaived for the first year
Rates as Low as17.99% APR14.15% APR* 0% Introductory APR for the first 12 months
17.50% APR*
Balance Transfer FeeNoneNone$10 or 5.00% of the amount of balance transfer, whichever is greater
Cash Advance Fee$10 or 5.00% of the amount of cash advance, whichever is greater$10 or 5.00% of the amount of cash advance, whichever is greater$10 or 5.00% of the amount of cash advance, whichever is greater
Metro RewardsN/AEarn 1 point for every $1 spent, can be redeemed for Metro Visa Card Rewards
1.5% cash back on all new purchases

1.5% Cash Back Disclosure


*APR will vary with the market based on the Prime Rate. Rate, Fee & Other Disclosure

Cashback Redemption Form

If you already have a Metro Preferred credit card, you can redeem your cash back via online banking, or by clicking here.

Fraud Protection

To help prevent fraud and ensure that your money is safe, certain restrictions are applied to the use of your Metro Credit Union credit card. Should you ever notice fraudulent transactions, contact Metro immediately at 402-551-3052. 

Learn about our Fraud Alert Service which notifies you of suspicious card activity in real time, along with regularly updated information on scams facing consumers today.  

Utilize the card control features on your online banking and mobile app with this information How to Card Controls.

Credit Card Repayment Calculator

*Calculators are for general education only, not representative of Metro Credit Union offerings. Results are estimates based on user input and are not financial advice or guarantees. Consult a Metro Credit Union advisor for personalized advice. Metro Credit Union disclaims accuracy and liability for calculator use.

  • I've done business with Metro for 7 years. Every branch is friendly and willing to do business to suit my needs. Referred to many friends.
    Brian G.
  • I love banking with Metro! I’ve never had an issue, whenever I have questions I write to them on the mobile app & they always answer quickly :)
  • It’s always a great experience at Metro Credit Union!
    Randy J.
  • Tellers are very friendly and able to answer questions and assist in timely manner. Also they have really good coffee for customers.
    Wendylyn M.
  • I visited the Emmet street location today and was met with nothing short of outstanding service from the folks working there. Special thanks to Justin, went above and beyond today. Kudos to you all!!
    Mohammed H.

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