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Money Market Accounts

Looking for higher returns with easy access to your funds? Money Market accounts offer a smart balance between earning competitive rates and maintaining liquidity for your financial goals. These accounts are ideal for emergency funds, savings for major purchases, or when you want better returns without committing to certificate restrictions.

Ready to Make Your Money Work Harder for You?

Metro Credit Union Money Market accounts deliver the earning potential you want with the accessibility you need. Traditionally, the interest paid on money market accounts is higher than on savings or checking accounts. If you have at least $2,500 you can set aside in savings, opening a money market may be the right way to go.

Minimum Opening Balance

  • Regular Money Market: $2,500 minimum opening balance
  • High Yield Money Market: $50,000 minimum opening balance

Maintain Cash Access

regular money market

Expedite your savings with a Metro Credit Union money market account. Enjoy the security of a savings account while earning higher interest rates. Easily move funds in and out of the account using Metro’s online banking or mobile app. No monthly account service charges on accounts with a $2,500 minimum balance. Limit six free withdrawals per month.

high yield money market

Looking to earn better returns than a regular savings account without the restrictions of a certificate? Metro’s high yield money market is the account for you. Easily access your funds with Metro’s online banking or mobile app. No monthly account service charges on accounts with a $50,000 minimum balance. Limit one free withdrawal per month.

Your Savings are Insured Safe

Metro Credit Union is a federally chartered financial institution, and deposits are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

For accounts with deposits in excess of $250,000, contact us and we'll explain how to structure your account to allow for additional protection.

  • I've been with Metro for 23 years, starting when I worked for Nebraska Med. They've always worked with me through everything. I'm set for life with my credit union.
    Robert M.
  • I've been a member for over 20 years, starting when I worked at Clarkson Hospital. We've always found Metro's rates to be among the best in the area. When my kids were young, they loved the member appreciation events. Now my son and daughter-in-law are members too.
    Rachel W.
  • I first joined Metro in 1978 and was approved to buy my first home. In 1990, when the chance came to buy my neighbor's house, I was able to sell mine and get a new loan through Metro. As a single mom working at a grocery store, I never dreamed I'd qualify for a home loan. I'm still a member today, and I'm so grateful they trusted me. Member for 48 years.
    Regina H.
  • I joined Metro in 1986 while working as a chaplain at Midlands Hospital in Papillon. At the time, our paychecks were deposited directly at Metro, which meant no more picking up checks late or driving them to another bank. It was a game changer. In the years since, I've gotten car loans, set up online banking, and gotten help with Visa cards, all without hassle or extra costs. I've moved all over the country in the past 40 years, but I've always stayed with Metro.
    NJ D.
  • I've had a great experience that's allowed me to establish credit with my first auto loan. Thank you Metro for giving me this opportunity.
    Jessica A.
  • I joined in 1990 & always receive great service. Technology has evolved for increased convenience & loan rates are great!
    Ann T.
  • I have been with Metro Credit Union since 1996. I wouldn't change to any other bank. Very friendly people and their service is outstanding.
    Tammy F.
  • They make banking easy. The mobile app allows quick access to activity going on in my account, and their tellers are great with ensuring the security of my account.
    Katherine V.
  • I have had multiple loans with Metro Credit Union, and they have stood beside me throughout the six years that I have been banking with them
    Duane T.
  • I have been a member of Metro Credit Union for 40 years. I have gotten car loans and other loans. Some of my children are banking there as well. Friendly and knowledgeable personnel at all locations. Love my credit union!
    Louise G.

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