A Closer Look: 15 Year vs. 30 Year Mortgages
Choosing between a 15-year versus a 30-year mortgage plan is an option to choose from. Although the structure of both mortgage strategies are the same, there are some considerations to keep in mind before selecting a mortgage plan. Learn more.
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Basics of Qualifying for a Mortgage
There is a lot of misconception out there when it comes to qualifying for a mortgage loan. For instance, the notion that from the lender’s perspective, loan eligibility is based only on a formula. Although mortgage underwriters look at a variety of different information when determining loan qualifications, it ultimately comes down to four things: credit, equity, income and assets.
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Different Budgeting Methods to Consider
There are many different budgeting styles that approach budgeting in different ways. Different budgeting styles work better for different people. We will discuss some of the different types of budgets below and explain how each works.
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Finance Tips for Newlyweds
Money has become a top issue over which newlyweds end up fighting. Consider openly discussing your finances together, because it can be an essential ingredient to a long and happy marriage. The following tips can help you and your spouse get accustomed to healthy financial habits.
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6 Tips for Buying Your First Home
Buying a home may signify different things for many different people. However, the most common of those things is the dream of owning a home, a place where memories are made. Of course the financial implications are perhaps the most obvious concern, however, the emotional side of buying a home is often overlooked. These six tips can help you manage the financial and emotional sides of buying your first home.
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7 Ways to Increase the Value of Your Home
You can learn about the buyers and what they want. Starting early in the process and completing small projects can provide some of the best results. Here are some tips for making improvements to your home, and smartly utilizing your time and resources.
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6 Questions to ask when choosing a Home Equity Loan
A house is usually one of the biggest assets that a person owns. Whether it is big or small, it plays an important role in a person’s life. That’s why homeowners should decide very carefully when taking out a home equity loan. Before taking out a home equity loan, here are some things to think about.
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Estimating Your Retirement Needs
It is important to have a plan for your retirement, but where should you begin? The first step that you should take is to estimate the income that will be required to fund your retirement. However, it is not as easy as it sounds since retirement planning is not an actual science. Your needs will depend on what your goals and requirements are.
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Money and Relationships
How we handle our money impacts every part of our lives. Your behavior is the key to taking control of your money, and your behavior is tied to your relationships. The flow of money in a household represents the value system under which that household operates. Learn more about money and relationships.
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October is Cyber Security Awareness Month
October is National Cyber Security Awareness Month (NCSAM). Take precautions to protect your identity and be aware of cyber criminals who schemes try to trick you into giving away information about your online accounts. Learn how to minimize identity theft risk.
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