Are you looking for your first vehicle or tired of having to put repairs on a used car? You won’t have to imagine driving a new vehicle when you get assistance from Metro Credit Union. Many factors go into determining the final and best auto loan amount. These factors include:
- any manufacturer's rebate
- the trade-in value of your old vehicle less any outstanding balance
- your down payment
Once the loan amount is determined, the interest rate and the term of the loan will be used to estimate your vehicle payment.
Calculate Your Best Auto Loan in Omaha
Use Metro’s Auto Loan calculator to help you analyze your financial needs. One thing to help you with your auto loan payments is to start saving for your transportation early. The more money you have to put down, the less you have to borrow. Then you can decide how much you can afford to spend each month on a car payment. Read more about how to get a good deal on an auto loan from Metro’s Save and Succeed.
Let's say you've found a car you're considering buying. How can you tell how much the payments will be?
It is important to know what price range to look in when shopping for a car. Binding yourself to a car payment that you are unable to afford can have a very negative effect on your finances. In addition to car payments, consider how much you will need for insurance, taxes, registration fees, routine maintenance, and unexpected repairs. You can also look at comparing the MPG of two cars to see the total amount of savings on gas with this gas savings calculator.
If setting the monthly payment is important to you, don't go out and shop for the features you love – navigation, sunroof, leather, etc. Instead, limit your search to vehicles that correspond to the payment you can afford. When considering buying a new or used vehicle, look at these features to compare in helping with your auto purchase. Visit Metro’s online car loan calculator to help you to make the financial decision to figure out what you can afford.
Metro Credit Union | Best Car Loan Rates in Omaha
Our goal is to help you get the best deal possible, whether you finance with us or not! We'll use our resources to determine if you're paying a fair price for a new or used vehicle, whether you're getting the maximum out of your trade, and determine if your loan rate is competitive. All of this at no charge, with no sales pressure. It just makes sense to start your car buying experience with someone you trust, your credit union! Plus, we offer great deals on extended warranties & GAP insurance.