What is my Credit Score? | How To Increase It?
Jul 12, 2021, 17:50 PM

If your credit score falls into the poor/fair credit rating of below 670, the good news is that you can change that! Just like training for a marathon does not happen overnight, improving your credit score is going to take some time. Your credit score
is a number that indicates the level of risk of default you represent to a creditor at a given moment in time.
What is my Credit Score? | How To Increase It?
There are several scoring models; however, most are based on the FICO® Score, a credit score created by the Fair Isaac Corporation, which is used in most lending decisions. It ranges from a low score of 300, which represents an extremely high risk,
to 850, representing an extremely low risk. By evaluating credit scores and credit reports, lenders can make an informed decision about a borrower's creditworthiness and how much credit they can obtain. This Save and Succeed Credit Score video covers what each of these is comprised of.

Time & Patience
It may take some time to rebuild your credit score, but you will be in better financial health with less debt, and you’ll earn the bragging rights of a great credit score after you follow these tips from Metro’s Save and Succeed.
Metro Credit Union in Omaha, Nebraska
Metro Credit Union will update your FICO® Score quarterly but remember that viewing your FICO® Score will not affect your score - so visit the site as often as you want. Log in and view your FICO® Score in Metro’s online banking and please contact us if
you have any questions. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.