Put a smile on your face.

Rates as low as 1.99%

Adding Greater Value to Everyday Life. 

People in the metro are smiling because they are saving more money every month by moving their auto loan to Metro Credit Union. Now you can refinance your auto loan at rates as low as 1.99% APR for 60 months and make no payments for 90 days

  • Rates as low as 1.99% for 60 months*
  • No payment for 90 days (must have checking and direct deposit).*

Metro Credit Union makes it easy with our online application and approval process. Join us. Because wherever you live in the metro, you belong at Metro Credit Union. We are your local advantage.


Resources for Buying a Car:

10 Tips for Buying Your First Car
Buying a Used or New Car
Financial Calculators



* Not valid with loans currently financed with Metro Credit Union. Example: $27,500 1.99% APR for 60 months = payment of $481.93. Advertised rate assumes a .50% relationship discount for well qualified borrowers. To receive this discount, you must maintain an active Metro Credit Union Checking Account with qualifying Direct Deposit. For others, a rate increase of .50% applies. Other rates and terms available. Maximum loan amount $100,000. Other restrictions may apply. Approval and rate subject to credit qualifications. Rates current as of 06/07/2021 and are subject to change. Figures shown above are for example purposes only. Your actual savings and interest paid will depend on your specific circumstances.

Metro Credit Union- Your Local Advantage ®

Apply Now

If you are a current customer that uses our online banking platform, please select "Current User Application".  If you are new to Metro or have never used our online banking platform please select "New User Application" to apply.