Official Rules

The Metro Credit Union Metro Days Sweepstakes (“Sweepstakes”) Official Rules

 

NO PURCHASE, APPLICATION, OR USE OF SERVICES ARE NECESSARY TO WIN. A PURCHASE, APPLICATION, OR USE OF SERVICES WILL NOT INCREASE YOUR CHANCES OF WINNING. 

 1. Sweepstakes Period

Sweepstakes begins 12:00 a.m. Central Time (“CT”) on September 23, 2020 and ends 4:00 p.m. CT on October 3, 2020.


2. Eligibility

This sweepstakes is open to consumers who are legal U.S. residents residing in any of the fifty (50) states and the District of Columbia, who are eighteen (18) years of age or older with a unique, personal and valid government issued identification at the time of entry. All participants must accept and agree to be bound by these Official Rules and the decisions of the Sponsor. Void in Guam, Puerto Rico, the U.S. Virgin Islands, and other U.S. territories and possessions and where prohibited by law. Executive level employees including the Marketing and Compliance Departments and members of the Board of Directors of Metro CU Federal Credit Union (Metro Credit Union) are not eligible. Additionally, the immediate family (i.e., spouse, parents and step-parents, siblings and step-siblings, and children and step-children) of Metro Credit Union Executives are not eligible. The Sweepstakes is subject to all applicable federal, state and local laws and regulations. Participation constitutes an entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to the Sweepstakes. Winning a prize is contingent upon fulfilling all requirements set forth herein.


3. Sponsor 


Metro Credit Union, 14517 F ST., STE #211, Omaha, NE 68137

4. How to Enter


All eligible individuals with a valid Metro Credit Union membership in good standing as of September 24, 2020 shall receive one entry per day during the duration of the Sweepstakes. Members will receive one additional entry for each of the following products they use: 1) Debit Card Transaction (Signature based) between September 1, 2020, and September 23, 2020; 2) Active Loan as of September 24, 2020; 3) Online / Mobile Banking user as of September 24, 2020; and 4) Open Certificate or Money Market account as of September 24, 2020.


Also, non-members may submit one entry via US mail per category. The categories are as follows 1) General; 2) Debit Card; 3) Loans; 4) Online/Mobile Banking; and 5) Certificate / Money Market. On a postcard or a card that is 3 ½ x 5 inches or larger, legibly handwrite the words Metro Credit Union Metro Days Sweepstakes, the category that you are entering, your complete name, mailing address, email address, phone number and date of birth, and mail with proper postage to:

 

Metro Credit Union
c/o Marketing Department
14517 F St.
STE #211
Omaha, NE 68137


Each entry requires a separate postcard or card. Entries without a category selected will be discarded. Members may follow the procedure for non-member entry if they wish to enter a category that they are otherwise not eligible for.

Metro Credit Union must receive mailed entries no later than September 23, 2020. Sponsor will not verify receipt of entries for entrants. The maximum number of entries allowed during the promotion is one per person per day. All entries submitted become the sole property of Sponsor and will not be returned.


No entries will be accepted via email, a telephone call to a branch representative or a call center representative. Sponsor is not responsible for lost, late, incomplete, invalid, unintelligible or misdirected entries, which will be disqualified. In the event of a dispute as to any registration, the authorized account holder of the email address used to register will be deemed to be the registrant or player. Sponsor reserves the right to contact entrants and all other individuals whose email address is submitted as part of this Sweepstakes.


5. Prizes

Metro Credit Union will award 100 (one hundred) $500 Visa gift card prizes. The $500 Visa gift card prizes will be awarded in increments of 20 (twenty) each day between September 28, 2020 and October 2, 2020. Four winners will be selected from each of the 5 categories each day. Additionally, Metro Credit Union will award 10 (ten) $1,000 Visa gift card prizes on October 3, 2020. Two winners will be selected from each of the 5 categories. Individuals are limited to one Visa gift card prize during the duration of the Sweepstakes.

 

The odds of winning any Visa gift card is approximately 2,000:1. The exact odds are unknown because the total number of members, non-member entries and ineligible members (e.g. minor, employee and employee’s immediate family) as of September 24, 2020 is unknown.


6. Selection

Metro will hold Visa gift card drawings each day between September 28, 2020 and October 3, 2020. The winners will be notified by phone and/or email and by mail after acceptance of the prize.

 

The winners will have 10 business days to respond to Metro Credit Union in order to claim their prize. In the event that winners do not respond to the contact attempts from Metro Credit Union within 10 business days of the first attempt, the winners will forfeit their right to the prize and replacement winners will be randomly selected from the remaining eligible entries.

 

Metro Credit Union reserves the right to use an electronic method (e.g., computer program) of randomly selecting the winners at its sole discretion.

 

7. Taxes

Federal, State, and Local taxes are the responsibility of the sweepstakes winners. Metro Credit Union will report to the appropriate state and federal agencies as required by law. Entrants should discuss potential tax consequences with their tax advisor.


8. Limitations of Liability 

By participating in the Sweepstakes, Entrants agree to release, indemnify and hold harmless employees of Sponsor, and affiliated companies, officers, directors, agents, representatives, and employees (collectively “Releasees”) from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting from or arising from participation in the Sweepstakes or acceptance, possession, use, misuse or non-use of the prizes that may be awarded. This Sweepstakes and these Official Rules shall be interpreted in accordance with the laws of the State of Nebraska without regard to its principles of conflicts of law and jurisdiction and venue shall be solely within the State of Nebraska. Releasees are not responsible for technical, computer, mechanical, printing, typographical, human or other errors relating to or in connection with the Sweepstakes, including, without limitation, errors which may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prize, the Official Rules, or in any Sweepstakes related advertising or materials; or for stolen, lost, late, misdirected, damaged, incomplete, inaccurate, undelivered, delayed or illegible entries; or for electronic, computer, or telephonic malfunction or error, failure to enter into the processing system, or are processed, reported, or transmitted late or incorrectly or are lost for any reason including computer, telephone, paper transfer, or human or other error. If in Sponsor’s opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if computer viruses, bugs, unauthorized intervention, fraud, or technical difficulties or failures compromise or corrupt or affect the administration, integrity, security, fairness, or proper conduct of the Sweepstakes, Sponsor, at its exclusive discretion reserve the right to disqualify any individual who tampers with the entry process and/or void any entries submitted fraudulently, to modify or suspend the Sweepstakes, or to terminate the Sweepstakes and conduct a random drawing to award the prize using all eligible non-suspect entries received as of the termination date. As a condition of participating in the Sweepstakes, Entrants agree that: a) under no circumstances will they be permitted to obtain awards for, and hereby waive all rights to claim, punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses; b) all causes of action arising out of or connected with this Sweepstakes or the prize awarded, shall be resolved individually, without resort to any form of class action; and c) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred and in no event be entitled to receive attorneys’ fees or other legal costs. Sponsor reserves the right to modify prize award procedures. 


9. Publicity


Except where prohibited, participation in the Sweepstakes constitutes winner’s consent to Sponsor’s and its agents’ use of winner’s name, likeness, photograph, voice, opinions and/or hometown and state for promotional purposes in any media, worldwide, without further payment or consideration.


10. Entrant’s Personal Information

Information collected from entrants is subject to the Metro Credit Union Privacy Policy which you can see by clicking here.

11. Sweepstakes Results. 

For Sweepstakes results contact us after October 30, 2020.

 

Metro Credit Union- Your Local Advantage ®