Achieving the dream of homeownership is a significant milestone, and at Metro Credit Union, we understand the importance of this journey. With more than 70 years of experience in the mortgage lending industry, we are dedicated to making homeownership accessible for our members.  Our mission goes beyond offering an array of mortgage products; it's about providing the personalized assistance you deserve.

A Wide Variety of Mortgage Options

 Whether you're a first-time homebuyer or considering refinancing your current home, Metro Credit Union has the perfect solution for you. Our expert mortgage staff is committed to guiding you at every step, ensuring that you receive the knowledge and support you need throughout the home buying process.

Transparent and Competitive Rates

Mortgage loans involve several factors, such as closing costs, interest rates, and the loan's duration. With Metro Credit Union, you can rely on transparent and competitive rates, allowing you to select a loan with an interest rate that aligns with your budget. We offer a choice between the stability of a fixed-rate mortgage and the flexibility of an adjustable-rate mortgage (ARM) to cater to your specific preferences.

Customized Loan Amounts and Financial Planning

Understanding the role of monthly mortgage payments in your financial planning is essential. Our mortgage team will collaborate with you to determine a loan amount that suits your financial needs while helping you understand the overall cost of the loan, including associated fees or discount points.

Insight to Credit Scores and Loan Types

Your credit score is a crucial factor in obtaining a mortgage loan. If you have questions or concerns about your credit score, our team can provide insight to understanding its impact and improving it if necessary. We offer various loan types, including FHA, VA, and conventional mortgages, as well as second mortgages and home equity loans to accommodate your unique situation.

Your Trusted Mortgage Lender

At Metro Credit Union, we believe in providing a level of personalized service that sets us apart. We are committed to helping you make informed decisions throughout your home buying journey. Our mortgage team is here to assist you in finding the right mortgage loan for your dream home.

Ready to take the first step toward homeownership? Click here to learn more about our mortgage services and get in touch with our mortgage team. Your dream home is within reach with Metro Credit Union by your side.