Put a smile on your face.

Its easy to refinance your auto loan with Metro. Save more every month by moving your auto loan to Metro Credit Union. Rates as low as 3.90%APR. No payment for 90 days.

Save more every month by moving your auto loan to Metro Credit Union.

People in the metro are smiling because they save more money every month by moving their auto loan to Metro Credit Union. Now you can refinance your auto loan easily online with rates as low as 4.29% APR for 60 months and make no payments for 90 days*.

  • Rates as low as 4.29% for 60 months*
  • No payment for 90 days available


Lock in your rate for 90 days!
Apply today on a new vehicle to lock in your rate for 90 days. This allows you to continue shopping or finalize your new vehicle purchase without the worry of interest rates rising.
Vehicle must be a new 2022-2023 model with less than 500 miles, and be purchased from a dealership.


Check out our auto loan rates for more info.

Metro Credit Union makes it simple with our online application and approval process. Join us. Because wherever you live in the metro, you belong at Metro Credit Union. We are your local advantage.


Resources for Buying a Car:

Car Loans: Credit Union vs Dealerships
Buying a Used or New Car
Financial Calculators

Auto 728x90 gif metro website

*Interest rates as low as. Not valid with loans currently financed with Metro Credit Union. Example: $27,500 4.29% for 60 months = payment of $510.08. Advertised rates assume a .50% discount for making automatic payments. If for any reason automatic payments stop during the term of the loan, the loan will no longer be eligible for the .50% rate reduction and the APR will increase by .50%. If you don’t elect automatic payments our rates will start .50% higher than the advertised rate. Other rates and terms are available. Maximum loan amount $150,000. Other restrictions may apply. Approval and rate subject to credit qualifications. Rates are current as of 09/23/2022 and are subject to change. Minimum loan amount required for the rate. Rate may be higher for smaller loan amounts and vehicles with model years prior to 2022.


Metro Credit Union- Your Local Advantage ®

Apply Now

If you are a current customer that uses our online banking platform, please select "Current User Application".  If you are new to Metro or have never used our online banking platform please select "New User Application" to apply.