Holiday Loan OR
Skip a Loan Payment

Apply Exclusively Online for Metro’s Holiday Loan OR Skip a Loan Payment. 


Online Holiday Loan

  • $500.00 loan
  • $25.00 application fee
  • Must apply Online or in Mobile Banking

To avoid being charged an unnecessary fee, DO NOT apply unless you meet the following requirements:

  • Employed at current job for 3 months or more
  • Have direct deposit into your account at Metro for at least $350 per month OR have paid two or more Holiday, Vacation or Emergency Loans in the past two years
  • No active bankruptcies
  • No loans with Metro labeled as “Workout”
  • Not past due on any loan with Metro

NOTE: This is strictly an Online & Mobile Banking promotion and review of your application is automated.  Your loan application will be approved if you meet all of the criteria above. Your loan application will not be approved if you fail to meet any of the criteria above.  A $25 application fee will be assessed on all applications whether the loan is approved or declined, and application fees cannot be refunded.   Assessment of the $25 fee may cause a negative balance if sufficient funds are not available in your account. 

  Apply Now


Online Skip A Loan Payment

  • Skip one month’s loan payment on one or multiple loans.
    • Mortgage loans, HELOCs and workout loans, vacation loans, and holiday loans are not eligible
    • Must have made one full monthly payment
    • All Loans must be current
  • $25.00 processing fee per loan skipped
  • Your loan due date will be advanced one month
  • Only available Online or through Mobile Banking (not available in branches or over the phone)

  Apply Now


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