Holiday Loan and Skip-A-Payment

Metro Credit Union’s Holiday Loan and Skip a payment programs are back! These two member favorites are great options to put extra money back in your pocket during the holiday time. Applications for BOTH products are now electronic, just click the links below to start the process.

Holiday Loan

  • $500 Loan
  • $25.00 application fee
  • Qualifications
    • 3 months job time
    • Direct deposit with Metro Credit Union (minimum of $350/mo)
    • No active bankruptcies
    • No Workout Loans with Metro Credit Union
    • No current delinquencies with Metro Credit Union
    • Other credit options may exist
    • Click Here to Apply for the Holiday Loan Program


Skip a Pay

  • Skip one month’s loan payment on one or multiple loans.
    • Mortgage loans, HELOCs and workout loans, emergency loans and holiday loans are not eligible
    • Must have made one full monthly payment
    • All loans must be current
  • $25.00 processing fee per loan skipped
  • Loan due date will be advanced one month
  • Click Here to Apply for the Skip a Payment Program

Holiday Loans will be processed in 4 to 5 business days from receipt of application.  Take advantage of our mobile app to see when your funds are deposited.

Happy Holidays! 


Metro Credit Union- Your Local Advantage ®