Four products, one special rate: 2.99% APR* APY**
Great rates for everything!
- Auto Loans
- Apply online, over the phone or in person.
- Fast application turnaround with competitive rates.
- Fixed rate for 60 months with no payment for 90 days!
- Home Equity Line of Credit
- Use the equity in your home to obtain a revolving line of credit.
- Finance up to 90% Loan to Value (LTV)
- Debt Consolidation Loans
- Combine multiple bills into one lower-interest rate to simplify and save money.
- Loans up to $100,000
- Minimum opening deposit of only $500
- Open online, over the phone or in person.
*Auto Loan - 90 day no payment offer available to members with a checking account that includes a qualifying direct deposit. 90 day no payment offer good through 9/15/19. Payment example: $25,000 @ 2.99% for 60 months = $452.47. HELOC - Advertised APR represents the 60-month rate lock which is available with Metro's Flex Rate Home Equity Line of Credit (FRHELOC); therefore, your rate on the non-locked portion of your HELOC is variable based on the Prime Rate as published in the Wall Street Journal and may change. The maximum APR is 15.00%. The FRHELOC has a 10-year draw period followed by a 5-year repayment period. During the draw period, the flex rate allows borrowers to lock a fixed interest rate and payment on a portion of their revolving balance. The minimum locked term is 1-year, and the maximum locked term will not exceed the FRHELOC's maturity date. Advertised lock rates are based on a 5-year term, 90% CLTV and qualifying credit. Higher rates may apply to longer fixed terms, higher CLTV and non-qualifying credit. A $100 processing fee and appraisal fee up to $500 may apply. Consolidation Loan - Minimum loan amount = $2,500. Maximum loan amount = $100,000. Example: $30,000 @ $2.99% for 60 months = payment of $538.93. All Lending- APRs as low as. Offers subject to credit approval/qualification. Other restrictions may apply. Advertised rates are current as of 8/9/19 and subject to change. Advertised rates assume a .50% relationship discount for well qualified borrowers. To receive this discount, you must maintain an active Metro Credit Union checking account with qualifying direct deposit. Refinances of existing Metro Credit Unions loans are not eligible for these rates. Membership in Metro Credit Union is required. **Certificate - The Annual Percentage Yield (APY) is current as of 8/9/19. APY is subject to change. Fees may reduce earnings. A penalty may be assessed for early withdrawal. New funds only.