When applying for a mortgage loan, you'll need the following: Pay Stubs - for one full month, showing year-to-date income W-2 Forms - last 2 years Bank Statements - last 2 months for accounts not with Metro Credit Union Asset Statements - most recent statements for 401K, IRA, Stocks, Mutual Funds, etc. Homeowners Insurance Information - Agent name and contact number or Declarations page Purchase Agreement - if applicable   If you are self-employed, you'll need: Last two tax year's signed and dated tax return, including all schedules, a year to date Profit and Loss statement that is less than 60 days old, and a current signed balance sheet. If you're part of a corporation or partnership, please provide last tax year's return for the corporation/partnership including a K-1, a year to date Profit and Loss statement that is less than 60 days old, and a current signed balance sheet.   Certain Mortgage Applicants may need to provide additional information: If your down payment includes a cash gift from a friend or relative, you'll need a copy of the check or wire transfer showing the donor's name and account number, plus a copy of the deposit into your bank account (this applies to home purchases). If you receive social security, a pension, or an annuity, provide a copy of the award letter and a copy of a recent benefit check. If you own other real estate, provide a lease/rental agreement and copies of property tax and insurance information (if this applies). If you receive alimony or child support, provide a copy of the divorce decree and evidence of receipt of income for 12 months. (Examples: cancelled checks, deposit slips or bank statements). If you pay alimony or child support, provide a copy of your divorce decree. If you have had a bankruptcy within the last seven years, provide a copy of your bankruptcy discharge, a copy of the petition (including schedules A & B) and an explanation of the circumstances. If you are paying off any debts with this mortgage loan (refinances only), please provide the most recent statements or account information for those debts.