Metro has made it faster and easier to redeem your points for great travel and merchandise rewards. Beginning October 1, 2005, all Metro VISA Credit Card and VISA Check Card holders are eligible to combine their ScoreCard rewards earned from each of their cards into a single total***. Most financial institutions do not allow these points to be combined. In fact, many other institutions do not offer rewards points on check card purchases. In addition, Metro offers double the rewards points offered by most other financial institutions.

*Metro's VISA Check Card earns one (1) reward point for every two dollars spent. Metro's VISA Credit Card earns one (1) point for each dollar spent. During the promotional period (Nov. 1 - Dec. 31, 2005), these points are doubled. VISA Check Card points are earned with signature-based transactions only.

**Sign & Win contest period is from 11/1/05 - 12/31/05. Open to U.S. Residents 19 and older. Odds of winning determined by the number of transactions performed during the contest period. Signature based transactions only. Must be a member in good standing to win. Contest winner will be determined by random drawing. Metro employees are not eligible. No purchase required. Metro members may submit entries (showing name, address, and account number) by mail prior to 12/31/05.

***ScoreCard Rewards are eligible for combination October 1, 2005. One Reward point earned for every $2.00 spent as a signature transaction with the VISA Check Card. VISA Check Card PIN transactions are not eligible for Reward Points.